D
La Terre Federal Credit Union
HoumaLA
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings La Terre Federal Credit Union
Houma, LA
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Rating D
Asset Quality Index 3.40
Capitalization Index 4.30
Liquidity Index 2.40
Profitability Index 5.00
Stability Index 2.30
Company Info La Terre Federal Credit Union
Houma, LA
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NCUA Charter Number 3460
Phone Number (985) 872-2836
Website www.laterrefcu.org
Asset Quality La Terre Federal Credit Union
Houma, LA
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1-Year Asset Growth -3.10%
5-Year Asset Growth -4.56%
5-Year Charge-Offs to Average Loans 3.32%
Charge-Offs to Average Loans 0.86%
Non-Performing Assets to Assets 1.03%
Non-Performing Loans to Capital 17.58%
Non-Performing Loans to Loans 1.50%
Balance Sheet La Terre Federal Credit Union
Houma, LA
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Total Assets 25.45M
Total Deposits 23.67M
Capital and Reserves La Terre Federal Credit Union
Houma, LA
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Capital 1.70M
Leverage Ratio 7.97
Loan Loss Reserves to Loans 3.27%
Liquidity La Terre Federal Credit Union
Houma, LA
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Hot Money Ratio 0.00%
Liquidity Ratio 11.07%
Profitability La Terre Federal Credit Union
Houma, LA
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5-Year Return on Average Assets -0.50%
Net Income 100.00K
Net Interest Spread 6.18%
Operating Profit to Average Assets 0.79%
Overhead Efficiency Ratio 81.32%
Return on Assets 0.79%
Return on Equity 11.95%