| Weiss Ratings |
La Terre Federal Credit Union
Houma, LA |
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| Rating | ||||
| Asset Quality Index | 2.50 | |||
| Capitalization Index | 4.30 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 2.70 | |||
| Stability Index | 1.00 | |||
| Company Info |
La Terre Federal Credit Union
Houma, LA |
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| NCUA Charter Number | 3460 | |||
| Phone Number | (985) 872-2836 | |||
| Website | www.laterrefcu.org | |||
| Asset Quality |
La Terre Federal Credit Union
Houma, LA |
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| 1-Year Asset Growth | -5.60% | |||
| 5-Year Asset Growth | -1.52% | |||
| 5-Year Charge-Offs to Average Loans | 3.28% | |||
| Charge-Offs to Average Loans | 1.71% | |||
| Non-Performing Assets to Assets | 1.95% | |||
| Non-Performing Loans to Capital | 18.27% | |||
| Non-Performing Loans to Loans | 0.98% | |||
| Balance Sheet |
La Terre Federal Credit Union
Houma, LA |
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| Total Assets | 27.52M | |||
| Total Deposits | 25.55M | |||
| Capital and Reserves |
La Terre Federal Credit Union
Houma, LA |
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| Capital | 1.83M | |||
| Leverage Ratio | 9.05 | |||
| Loan Loss Reserves to Loans | 4.71% | |||
| Liquidity |
La Terre Federal Credit Union
Houma, LA |
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| Hot Money Ratio | 3.47% | |||
| Liquidity Ratio | 14.32% | |||
| Profitability |
La Terre Federal Credit Union
Houma, LA |
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| 5-Year Return on Average Assets | -0.04% | |||
| Net Income | 37.00K | |||
| Net Interest Spread | 5.97% | |||
| Operating Profit to Average Assets | 0.54% | |||
| Overhead Efficiency Ratio | 91.36% | |||
| Return on Assets | 0.54% | |||
| Return on Equity | 8.18% | |||