| Weiss Ratings |
La Terre Federal Credit Union
Houma, LA |
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| Rating | ||||
| Asset Quality Index | 3.40 | |||
| Capitalization Index | 4.70 | |||
| Liquidity Index | 2.30 | |||
| Profitability Index | 0.40 | |||
| Stability Index | 3.40 | |||
| Company Info |
La Terre Federal Credit Union
Houma, LA |
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| NCUA Charter Number | 3460 | |||
| Phone Number | (985) 872-2836 | |||
| Website | www.laterrefcu.org | |||
| Asset Quality |
La Terre Federal Credit Union
Houma, LA |
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| 1-Year Asset Growth | -7.29% | |||
| 5-Year Asset Growth | -1.52% | |||
| 5-Year Charge-Offs to Average Loans | 3.28% | |||
| Charge-Offs to Average Loans | 2.64% | |||
| Non-Performing Assets to Assets | 1.58% | |||
| Non-Performing Loans to Capital | 15.90% | |||
| Non-Performing Loans to Loans | 1.27% | |||
| Balance Sheet |
La Terre Federal Credit Union
Houma, LA |
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| Total Assets | 26.18M | |||
| Total Deposits | 24.33M | |||
| Capital and Reserves |
La Terre Federal Credit Union
Houma, LA |
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| Capital | 1.84M | |||
| Leverage Ratio | 9.54 | |||
| Loan Loss Reserves to Loans | 3.31% | |||
| Liquidity |
La Terre Federal Credit Union
Houma, LA |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 10.42% | |||
| Profitability |
La Terre Federal Credit Union
Houma, LA |
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| 5-Year Return on Average Assets | 0.01% | |||
| Net Income | 45.00K | |||
| Net Interest Spread | 6.00% | |||
| Operating Profit to Average Assets | 0.33% | |||
| Overhead Efficiency Ratio | 94.69% | |||
| Return on Assets | 0.22% | |||
| Return on Equity | 3.28% | |||