| Weiss Ratings |
La Terre Federal Credit Union
Houma, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 4.30 | |||
| Capitalization Index | 4.20 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 3.60 | |||
| Stability Index | 1.70 | |||
| Company Info |
La Terre Federal Credit Union
Houma, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 3460 | |||
| Phone Number | (985) 872-2836 | |||
| Website | www.laterrefcu.org | |||
| Asset Quality |
La Terre Federal Credit Union
Houma, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | -2.45% | |||
| 5-Year Asset Growth | -4.56% | |||
| 5-Year Charge-Offs to Average Loans | 3.32% | |||
| Charge-Offs to Average Loans | 0.91% | |||
| Non-Performing Assets to Assets | 1.00% | |||
| Non-Performing Loans to Capital | 10.71% | |||
| Non-Performing Loans to Loans | 0.57% | |||
| Balance Sheet |
La Terre Federal Credit Union
Houma, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 25.54M | |||
| Total Deposits | 23.87M | |||
| Capital and Reserves |
La Terre Federal Credit Union
Houma, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 1.67M | |||
| Leverage Ratio | 7.80 | |||
| Loan Loss Reserves to Loans | 3.25% | |||
| Liquidity |
La Terre Federal Credit Union
Houma, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 12.59% | |||
| Profitability |
La Terre Federal Credit Union
Houma, LA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | -0.50% | |||
| Net Income | 63.00K | |||
| Net Interest Spread | 6.18% | |||
| Operating Profit to Average Assets | 0.52% | |||
| Overhead Efficiency Ratio | 92.06% | |||
| Return on Assets | 0.33% | |||
| Return on Equity | 5.01% | |||