B
AmeriChoice Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings AmeriChoice Federal Credit Union
Mechanicsburg, PA
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Rating B
Asset Quality Index 8.10
Capitalization Index 9.30
Liquidity Index 3.60
Profitability Index 8.10
Stability Index 7.00
Company Info AmeriChoice Federal Credit Union
Mechanicsburg, PA
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NCUA Charter Number 3469
Phone Number (717) 697-3474
Website www.americhoice.org
Asset Quality AmeriChoice Federal Credit Union
Mechanicsburg, PA
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1-Year Asset Growth 3.45%
5-Year Asset Growth 4.10%
5-Year Charge-Offs to Average Loans 0.15%
Charge-Offs to Average Loans 0.31%
Non-Performing Assets to Assets 0.51%
Non-Performing Loans to Capital 4.58%
Non-Performing Loans to Loans 0.78%
Balance Sheet AmeriChoice Federal Credit Union
Mechanicsburg, PA
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Total Assets 233.38M
Total Deposits 207.30M
Capital and Reserves AmeriChoice Federal Credit Union
Mechanicsburg, PA
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Capital 24.42M
Leverage Ratio 11.62
Loan Loss Reserves to Loans 1.11%
Liquidity AmeriChoice Federal Credit Union
Mechanicsburg, PA
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Hot Money Ratio 6.31%
Liquidity Ratio 15.11%
Profitability AmeriChoice Federal Credit Union
Mechanicsburg, PA
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5-Year Return on Average Assets 0.80%
Net Income 600.00K
Net Interest Spread 4.90%
Operating Profit to Average Assets 1.20%
Overhead Efficiency Ratio 76.66%
Return on Assets 1.05%
Return on Equity 10.02%