Mountain Laurel Federal Credit Union

Saint Marys, PA

Rating Date

September 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Income

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Weiss Ratings	Mountain Laurel Federal Credit Union Saint Marys, PA	Click to Compare	Click to Compare	Click to Compare
Rating	A
Asset Quality Index	9.90
Capitalization Index	10.00
Liquidity Index	5.60
Profitability Index	10.00
Stability Index	9.00

Company Info	Mountain Laurel Federal Credit Union Saint Marys, PA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	3470
Phone Number	(814) 834-9518
Website	www.mlfcu.net

Asset Quality	Mountain Laurel Federal Credit Union Saint Marys, PA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	3.92%
5-Year Asset Growth	6.02%
5-Year Charge-Offs to Average Loans	0.09%
Charge-Offs to Average Loans	0.03%
Non-Performing Assets to Assets	0.15%
Non-Performing Loans to Capital	0.77%
Non-Performing Loans to Loans	0.30%

Balance Sheet	Mountain Laurel Federal Credit Union Saint Marys, PA	Click to Compare	Click to Compare	Click to Compare
Total Assets	163.26M
Total Deposits	132.43M

Capital and Reserves	Mountain Laurel Federal Credit Union Saint Marys, PA	Click to Compare	Click to Compare	Click to Compare
Capital	30.23M
Leverage Ratio	18.55
Loan Loss Reserves to Loans	0.77%

Liquidity	Mountain Laurel Federal Credit Union Saint Marys, PA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	1.11%
Liquidity Ratio	27.92%

Profitability	Mountain Laurel Federal Credit Union Saint Marys, PA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.43%
Net Income	2.23M
Net Interest Spread	4.83%
Operating Profit to Average Assets	2.79%
Overhead Efficiency Ratio	49.48%
Return on Assets	2.77%
Return on Equity	15.33%