Mountain Laurel Federal Credit Union

Saint Marys, PA

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Mountain Laurel Federal Credit Union Saint Marys, PA	Click to Compare	Click to Compare	Click to Compare
Rating	A
Asset Quality Index	9.90
Capitalization Index	10.00
Liquidity Index	5.60
Profitability Index	8.70
Stability Index	10.00

Company Info	Mountain Laurel Federal Credit Union Saint Marys, PA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	3470
Phone Number	(814) 834-9518
Website	www.mlfcu.net

Asset Quality	Mountain Laurel Federal Credit Union Saint Marys, PA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	0.35%
5-Year Asset Growth	5.77%
5-Year Charge-Offs to Average Loans	0.12%
Charge-Offs to Average Loans	0.24%
Non-Performing Assets to Assets	0.17%
Non-Performing Loans to Capital	1.01%
Non-Performing Loans to Loans	0.32%

Balance Sheet	Mountain Laurel Federal Credit Union Saint Marys, PA	Click to Compare	Click to Compare	Click to Compare
Total Assets	156.23M
Total Deposits	130.62M

Capital and Reserves	Mountain Laurel Federal Credit Union Saint Marys, PA	Click to Compare	Click to Compare	Click to Compare
Capital	25.08M
Leverage Ratio	16.13
Loan Loss Reserves to Loans	0.61%

Liquidity	Mountain Laurel Federal Credit Union Saint Marys, PA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.02%
Liquidity Ratio	31.58%

Profitability	Mountain Laurel Federal Credit Union Saint Marys, PA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.21%
Net Income	784.00K
Net Interest Spread	4.40%
Operating Profit to Average Assets	2.18%
Overhead Efficiency Ratio	55.71%
Return on Assets	2.03%
Return on Equity	12.70%