Mountain Laurel Federal Credit Union
| Weiss Ratings |
Mountain Laurel Federal Credit Union
Saint Marys, PA |
San Angelo Federal Credit Union
San Angelo, TX |
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| Rating | ||||
| Asset Quality Index | 9.90 | 7.40 | ||
| Capitalization Index | 10.00 | 7.70 | ||
| Liquidity Index | 5.60 | 5.50 | ||
| Profitability Index | 8.70 | 9.10 | ||
| Stability Index | 10.00 | 5.90 | ||
| Company Info |
Mountain Laurel Federal Credit Union
Saint Marys, PA |
San Angelo Federal Credit Union
San Angelo, TX |
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| NCUA Charter Number | 3470 | 1000 | ||
| Phone Number | (814) 834-9518 | (325) 653-8320 | ||
| Website | www.mlfcu.net | www.safcu.com | ||
| Asset Quality |
Mountain Laurel Federal Credit Union
Saint Marys, PA |
San Angelo Federal Credit Union
San Angelo, TX |
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| 1-Year Asset Growth | 0.35% | 4.11% | ||
| 5-Year Asset Growth | 5.77% | 8.49% | ||
| 5-Year Charge-Offs to Average Loans | 0.12% | 0.06% | ||
| Charge-Offs to Average Loans | 0.24% | 0.14% | ||
| Non-Performing Assets to Assets | 0.17% | 0.36% | ||
| Non-Performing Loans to Capital | 1.01% | 3.64% | ||
| Non-Performing Loans to Loans | 0.32% | 0.55% | ||
| Balance Sheet |
Mountain Laurel Federal Credit Union
Saint Marys, PA |
San Angelo Federal Credit Union
San Angelo, TX |
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| Total Assets | 156.23M | 38.18M | ||
| Total Deposits | 130.62M | 34.16M | ||
| Capital and Reserves |
Mountain Laurel Federal Credit Union
Saint Marys, PA |
San Angelo Federal Credit Union
San Angelo, TX |
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| Capital | 25.08M | 3.78M | ||
| Leverage Ratio | 16.13 | 10.05 | ||
| Loan Loss Reserves to Loans | 0.61% | 0.18% | ||
| Liquidity |
Mountain Laurel Federal Credit Union
Saint Marys, PA |
San Angelo Federal Credit Union
San Angelo, TX |
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| Hot Money Ratio | 0.02% | 7.84% | ||
| Liquidity Ratio | 31.58% | 44.67% | ||
| Profitability |
Mountain Laurel Federal Credit Union
Saint Marys, PA |
San Angelo Federal Credit Union
San Angelo, TX |
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| 5-Year Return on Average Assets | 1.21% | 0.98% | ||
| Net Income | 784.00K | 142.00K | ||
| Net Interest Spread | 4.40% | 4.73% | ||
| Operating Profit to Average Assets | 2.18% | 1.53% | ||
| Overhead Efficiency Ratio | 55.71% | 68.16% | ||
| Return on Assets | 2.03% | 1.53% | ||
| Return on Equity | 12.70% | 15.33% | ||