SESLOC Credit Union
| Weiss Ratings |
SESLOC Credit Union
San Luis Obispo, CA |
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| Rating | ||||
| Asset Quality Index | 8.10 | |||
| Capitalization Index | 6.80 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 4.40 | |||
| Stability Index | 6.20 | |||
| Company Info |
SESLOC Credit Union
San Luis Obispo, CA |
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| NCUA Charter Number | 348 | |||
| Phone Number | (805) 543-1816 | |||
| Website | www.sesloc.org | |||
| Asset Quality |
SESLOC Credit Union
San Luis Obispo, CA |
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| 1-Year Asset Growth | 5.37% | |||
| 5-Year Asset Growth | 6.02% | |||
| 5-Year Charge-Offs to Average Loans | 0.16% | |||
| Charge-Offs to Average Loans | 0.29% | |||
| Non-Performing Assets to Assets | 0.45% | |||
| Non-Performing Loans to Capital | 4.58% | |||
| Non-Performing Loans to Loans | 0.56% | |||
| Balance Sheet |
SESLOC Credit Union
San Luis Obispo, CA |
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| Total Assets | 1.19B | |||
| Total Deposits | 1.07B | |||
| Capital and Reserves |
SESLOC Credit Union
San Luis Obispo, CA |
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| Capital | 110.04M | |||
| Leverage Ratio | 9.47 | |||
| Loan Loss Reserves to Loans | 0.88% | |||
| Liquidity |
SESLOC Credit Union
San Luis Obispo, CA |
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| Hot Money Ratio | 15.40% | |||
| Liquidity Ratio | 18.95% | |||
| Profitability |
SESLOC Credit Union
San Luis Obispo, CA |
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| 5-Year Return on Average Assets | 0.40% | |||
| Net Income | 4.18M | |||
| Net Interest Spread | 4.37% | |||
| Operating Profit to Average Assets | 0.72% | |||
| Overhead Efficiency Ratio | 83.80% | |||
| Return on Assets | 0.48% | |||
| Return on Equity | 5.25% | |||