C
SESLOC Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings SESLOC Credit Union
San Luis Obispo, CA
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Rating C
Asset Quality Index 8.60
Capitalization Index 5.60
Liquidity Index 2.50
Profitability Index 3.80
Stability Index 5.40
Company Info SESLOC Credit Union
San Luis Obispo, CA
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NCUA Charter Number 348
Phone Number (805) 543-1816
Website www.sesloc.org
Asset Quality SESLOC Credit Union
San Luis Obispo, CA
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1-Year Asset Growth -5.04%
5-Year Asset Growth 8.47%
5-Year Charge-Offs to Average Loans 0.17%
Charge-Offs to Average Loans 0.23%
Non-Performing Assets to Assets 0.31%
Non-Performing Loans to Capital 3.56%
Non-Performing Loans to Loans 0.38%
Balance Sheet SESLOC Credit Union
San Luis Obispo, CA
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Total Assets 1.17B
Total Deposits 1.02B
Capital and Reserves SESLOC Credit Union
San Luis Obispo, CA
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Capital 93.15M
Leverage Ratio 9.04
Loan Loss Reserves to Loans 0.86%
Liquidity SESLOC Credit Union
San Luis Obispo, CA
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Hot Money Ratio 10.81%
Liquidity Ratio 15.21%
Profitability SESLOC Credit Union
San Luis Obispo, CA
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5-Year Return on Average Assets 0.45%
Net Income 1.61M
Net Interest Spread 3.49%
Operating Profit to Average Assets 0.58%
Overhead Efficiency Ratio 85.28%
Return on Assets 0.54%
Return on Equity 6.97%