SESLOC Credit Union
| Weiss Ratings |
SESLOC Credit Union
San Luis Obispo, CA |
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| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 6.50 | |||
| Liquidity Index | 3.20 | |||
| Profitability Index | 1.10 | |||
| Stability Index | 6.20 | |||
| Company Info |
SESLOC Credit Union
San Luis Obispo, CA |
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| NCUA Charter Number | 348 | |||
| Phone Number | (805) 543-1816 | |||
| Website | www.sesloc.org | |||
| Asset Quality |
SESLOC Credit Union
San Luis Obispo, CA |
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| 1-Year Asset Growth | 0.05% | |||
| 5-Year Asset Growth | 6.02% | |||
| 5-Year Charge-Offs to Average Loans | 0.16% | |||
| Charge-Offs to Average Loans | 0.34% | |||
| Non-Performing Assets to Assets | 0.33% | |||
| Non-Performing Loans to Capital | 3.45% | |||
| Non-Performing Loans to Loans | 0.43% | |||
| Balance Sheet |
SESLOC Credit Union
San Luis Obispo, CA |
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| Total Assets | 1.17B | |||
| Total Deposits | 1.05B | |||
| Capital and Reserves |
SESLOC Credit Union
San Luis Obispo, CA |
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| Capital | 104.93M | |||
| Leverage Ratio | 9.42 | |||
| Loan Loss Reserves to Loans | 0.87% | |||
| Liquidity |
SESLOC Credit Union
San Luis Obispo, CA |
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| Hot Money Ratio | 14.85% | |||
| Liquidity Ratio | 19.91% | |||
| Profitability |
SESLOC Credit Union
San Luis Obispo, CA |
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| 5-Year Return on Average Assets | 0.40% | |||
| Net Income | 685.00K | |||
| Net Interest Spread | 4.09% | |||
| Operating Profit to Average Assets | 0.47% | |||
| Overhead Efficiency Ratio | 88.83% | |||
| Return on Assets | 0.24% | |||
| Return on Equity | 2.64% | |||