C
Twin Rivers Federal Credit Union
MassenaNY
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Twin Rivers Federal Credit Union
Massena, NY
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Rating C
Asset Quality Index 10.00
Capitalization Index 4.60
Liquidity Index 5.00
Profitability Index 4.50
Stability Index 3.10
Company Info Twin Rivers Federal Credit Union
Massena, NY
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NCUA Charter Number 3495
Phone Number (315) 764-0240
Website www.twinriversfcu.org
Asset Quality Twin Rivers Federal Credit Union
Massena, NY
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1-Year Asset Growth -1.80%
5-Year Asset Growth 3.44%
5-Year Charge-Offs to Average Loans 0.21%
Charge-Offs to Average Loans -0.01%
Non-Performing Assets to Assets 0.18%
Non-Performing Loans to Capital 0.28%
Non-Performing Loans to Loans 0.05%
Balance Sheet Twin Rivers Federal Credit Union
Massena, NY
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Total Assets 37.69M
Total Deposits 34.67M
Capital and Reserves Twin Rivers Federal Credit Union
Massena, NY
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Capital 2.64M
Leverage Ratio 12.68
Loan Loss Reserves to Loans 1.12%
Liquidity Twin Rivers Federal Credit Union
Massena, NY
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Hot Money Ratio 2.36%
Liquidity Ratio 25.24%
Profitability Twin Rivers Federal Credit Union
Massena, NY
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5-Year Return on Average Assets 0.37%
Net Income 124.00K
Net Interest Spread 4.71%
Operating Profit to Average Assets 0.66%
Overhead Efficiency Ratio 87.78%
Return on Assets 0.66%
Return on Equity 9.74%