| Weiss Ratings |
Alloy Federal Credit Union
Alloy, WV |
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| Rating | ||||
| Asset Quality Index | 5.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.00 | |||
| Profitability Index | 6.80 | |||
| Stability Index | 7.10 | |||
| Company Info |
Alloy Federal Credit Union
Alloy, WV |
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| NCUA Charter Number | 3499 | |||
| Phone Number | (304) 779-2773 | |||
| Website | www.alloyfcu.com | |||
| Asset Quality |
Alloy Federal Credit Union
Alloy, WV |
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| 1-Year Asset Growth | -2.72% | |||
| 5-Year Asset Growth | 3.85% | |||
| 5-Year Charge-Offs to Average Loans | 0.23% | |||
| Charge-Offs to Average Loans | 0.74% | |||
| Non-Performing Assets to Assets | 0.99% | |||
| Non-Performing Loans to Capital | 6.67% | |||
| Non-Performing Loans to Loans | 1.35% | |||
| Balance Sheet |
Alloy Federal Credit Union
Alloy, WV |
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| Total Assets | 27.85M | |||
| Total Deposits | 23.87M | |||
| Capital and Reserves |
Alloy Federal Credit Union
Alloy, WV |
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| Capital | 4.00M | |||
| Leverage Ratio | 14.42 | |||
| Loan Loss Reserves to Loans | 0.60% | |||
| Liquidity |
Alloy Federal Credit Union
Alloy, WV |
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| Hot Money Ratio | 5.19% | |||
| Liquidity Ratio | 22.58% | |||
| Profitability |
Alloy Federal Credit Union
Alloy, WV |
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| 5-Year Return on Average Assets | 0.75% | |||
| Net Income | 65.00K | |||
| Net Interest Spread | 5.28% | |||
| Operating Profit to Average Assets | 1.58% | |||
| Overhead Efficiency Ratio | 74.28% | |||
| Return on Assets | 0.96% | |||
| Return on Equity | 6.55% | |||