| Weiss Ratings |
Alloy Federal Credit Union
Alloy, WV |
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| Rating | ||||
| Asset Quality Index | 6.40 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 7.30 | |||
| Stability Index | 6.30 | |||
| Company Info |
Alloy Federal Credit Union
Alloy, WV |
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| NCUA Charter Number | 3499 | |||
| Phone Number | (304) 779-2773 | |||
| Website | www.alloyfcu.com | |||
| Asset Quality |
Alloy Federal Credit Union
Alloy, WV |
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| 1-Year Asset Growth | 0.73% | |||
| 5-Year Asset Growth | 3.85% | |||
| 5-Year Charge-Offs to Average Loans | 0.23% | |||
| Charge-Offs to Average Loans | 0.80% | |||
| Non-Performing Assets to Assets | 0.91% | |||
| Non-Performing Loans to Capital | 6.14% | |||
| Non-Performing Loans to Loans | 1.34% | |||
| Balance Sheet |
Alloy Federal Credit Union
Alloy, WV |
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| Total Assets | 28.15M | |||
| Total Deposits | 24.06M | |||
| Capital and Reserves |
Alloy Federal Credit Union
Alloy, WV |
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| Capital | 4.05M | |||
| Leverage Ratio | 14.42 | |||
| Loan Loss Reserves to Loans | 0.62% | |||
| Liquidity |
Alloy Federal Credit Union
Alloy, WV |
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| Hot Money Ratio | 5.58% | |||
| Liquidity Ratio | 25.07% | |||
| Profitability |
Alloy Federal Credit Union
Alloy, WV |
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| 5-Year Return on Average Assets | 0.75% | |||
| Net Income | 108.00K | |||
| Net Interest Spread | 5.02% | |||
| Operating Profit to Average Assets | 1.42% | |||
| Overhead Efficiency Ratio | 75.75% | |||
| Return on Assets | 0.79% | |||
| Return on Equity | 5.40% | |||