B
Alloy Federal Credit Union
AlloyWV
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Alloy Federal Credit Union
Alloy, WV
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Rating B
Asset Quality Index 6.00
Capitalization Index 10.00
Liquidity Index 3.30
Profitability Index 5.00
Stability Index 7.30
Company Info Alloy Federal Credit Union
Alloy, WV
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NCUA Charter Number 3499
Phone Number (304) 779-2773
Website www.alloyfcu.com
Asset Quality Alloy Federal Credit Union
Alloy, WV
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1-Year Asset Growth 10.58%
5-Year Asset Growth 7.19%
5-Year Charge-Offs to Average Loans 0.21%
Charge-Offs to Average Loans 0.26%
Non-Performing Assets to Assets 0.81%
Non-Performing Loans to Capital 5.85%
Non-Performing Loans to Loans 0.98%
Balance Sheet Alloy Federal Credit Union
Alloy, WV
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Total Assets 28.63M
Total Deposits 24.80M
Capital and Reserves Alloy Federal Credit Union
Alloy, WV
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Capital 3.83M
Leverage Ratio 13.44
Loan Loss Reserves to Loans 0.50%
Liquidity Alloy Federal Credit Union
Alloy, WV
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Hot Money Ratio 13.32%
Liquidity Ratio 23.02%
Profitability Alloy Federal Credit Union
Alloy, WV
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5-Year Return on Average Assets 0.79%
Net Income 33.00K
Net Interest Spread 3.96%
Operating Profit to Average Assets 0.75%
Overhead Efficiency Ratio 85.60%
Return on Assets 0.47%
Return on Equity 3.47%