Division 726 Federal Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (5.0 on a scale of 0 to 10). A current level of 18.1 percent of nonperforming loans to core capital combined with 11.5 percent from a year earlier contributes to the Fair asset quality (4.4).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 16.0 and a net worth ratio of 16.0. Fair liquidity 4.7, driven by a liquidity ratio of 26.6 percent and a “hot money” ratio of 0.0 percent.
Asset Mix:
Consumer loans (62%), securities (3%), other (36%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
4886 Arthur Kill Road
Staten Island, NY 10309
Staten Island, NY 10309
Phone Number
(718) 356-1616
NCUA Charter Number
Website
Largest Competitors
Bethpage, NY
Hauppauge, NY
Albany, NY
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Staten Island, NY