Division 726 Federal Credit Union
Major Rating Factors:
A current level of 17.7 percent of nonperforming loans to core capital contributes to the Fair asset quality (4.8).
Other Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.7 on a scale of 0 to 10). Good liquidity 6.0, driven by a liquidity ratio of 57.7 percent and a “hot money” ratio of 0.0 percent.
Asset Mix:
Consumer loans (49%), securities (2%), other (49%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
4886 Arthur Kill Road
Staten Island, NY 10309
Staten Island, NY 10309
Phone Number
(718) 356-1616
NCUA Charter Number
Website
Largest Competitors
Bethpage, NY
Long Island City, NY
Hauppauge, NY
Rochester, NY
Staten Island, NY