Beach Municipal Federal Credit Union

Virginia Beach, VA

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Beach Municipal Federal Credit Union Virginia Beach, VA	Click to Compare	Click to Compare	Click to Compare
Rating	A
Asset Quality Index	9.50
Capitalization Index	10.00
Liquidity Index	5.20
Profitability Index	9.00
Stability Index	9.00

Company Info	Beach Municipal Federal Credit Union Virginia Beach, VA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	3508
Phone Number	(757) 333-7787
Website	www.beachmunicipal.org/

Asset Quality	Beach Municipal Federal Credit Union Virginia Beach, VA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	5.22%
5-Year Asset Growth	6.67%
5-Year Charge-Offs to Average Loans	0.11%
Charge-Offs to Average Loans	0.25%
Non-Performing Assets to Assets	0.36%
Non-Performing Loans to Capital	2.73%
Non-Performing Loans to Loans	0.68%

Balance Sheet	Beach Municipal Federal Credit Union Virginia Beach, VA	Click to Compare	Click to Compare	Click to Compare
Total Assets	175.61M
Total Deposits	151.75M

Capital and Reserves	Beach Municipal Federal Credit Union Virginia Beach, VA	Click to Compare	Click to Compare	Click to Compare
Capital	22.83M
Leverage Ratio	13.65
Loan Loss Reserves to Loans	0.38%

Liquidity	Beach Municipal Federal Credit Union Virginia Beach, VA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	5.87%
Liquidity Ratio	26.97%

Profitability	Beach Municipal Federal Credit Union Virginia Beach, VA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.84%
Net Income	554.00K
Net Interest Spread	4.18%
Operating Profit to Average Assets	1.50%
Overhead Efficiency Ratio	65.43%
Return on Assets	1.29%
Return on Equity	9.82%