B
Northside Federal Credit Union
AtlantaGA
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Northside Federal Credit Union
Atlanta, GA
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Rating B
Asset Quality Index 7.70
Capitalization Index 10.00
Liquidity Index 5.10
Profitability Index 9.80
Stability Index 6.30
Company Info Northside Federal Credit Union
Atlanta, GA
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NCUA Charter Number 3509
Phone Number (404) 851-8740
Website www.northsidefcu.com/
Asset Quality Northside Federal Credit Union
Atlanta, GA
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1-Year Asset Growth -1.20%
5-Year Asset Growth 3.74%
5-Year Charge-Offs to Average Loans 0.78%
Charge-Offs to Average Loans 0.76%
Non-Performing Assets to Assets 0.56%
Non-Performing Loans to Capital 3.26%
Non-Performing Loans to Loans 0.86%
Balance Sheet Northside Federal Credit Union
Atlanta, GA
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Total Assets 21.82M
Total Deposits 18.12M
Capital and Reserves Northside Federal Credit Union
Atlanta, GA
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Capital 3.61M
Leverage Ratio 16.70
Loan Loss Reserves to Loans 0.92%
Liquidity Northside Federal Credit Union
Atlanta, GA
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Hot Money Ratio 1.32%
Liquidity Ratio 42.92%
Profitability Northside Federal Credit Union
Atlanta, GA
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5-Year Return on Average Assets 0.96%
Net Income 160.00K
Net Interest Spread 5.47%
Operating Profit to Average Assets 1.91%
Overhead Efficiency Ratio 63.68%
Return on Assets 1.45%
Return on Equity 9.04%