B
ARH Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings ARH Federal Credit Union
Middlesboro, KY
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Rating B
Asset Quality Index 8.70
Capitalization Index 10.00
Liquidity Index 5.40
Profitability Index 7.80
Stability Index 5.70
Company Info ARH Federal Credit Union
Middlesboro, KY
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NCUA Charter Number 3513
Phone Number (606) 248-8566
Website my.homecu.net/fi/arhfcu/index.html
Asset Quality ARH Federal Credit Union
Middlesboro, KY
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1-Year Asset Growth -1.46%
5-Year Asset Growth 5.25%
5-Year Charge-Offs to Average Loans 1.01%
Charge-Offs to Average Loans 0.57%
Non-Performing Assets to Assets 1.14%
Non-Performing Loans to Capital 4.02%
Non-Performing Loans to Loans 2.03%
Balance Sheet ARH Federal Credit Union
Middlesboro, KY
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Total Assets 18.96M
Total Deposits 13.69M
Capital and Reserves ARH Federal Credit Union
Middlesboro, KY
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Capital 5.17M
Leverage Ratio 27.26
Loan Loss Reserves to Loans 1.90%
Liquidity ARH Federal Credit Union
Middlesboro, KY
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Hot Money Ratio 5.15%
Liquidity Ratio 46.22%
Profitability ARH Federal Credit Union
Middlesboro, KY
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5-Year Return on Average Assets 1.41%
Net Income 154.00K
Net Interest Spread 8.91%
Operating Profit to Average Assets 1.54%
Overhead Efficiency Ratio 77.43%
Return on Assets 1.06%
Return on Equity 4.05%