GCA Federal Credit Union
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 28.0 and a net worth ratio of 0.0. A current level of 3.3 percent of nonperforming loans to core capital contributes to the Excellent asset quality (9.1).
Other Rating Factors:
Operating profits as a percentage of assets at 1.3%, coupled with a return on assets of 1.3 has resulted in Excellent (8.6) profitability. Excellent liquidity 8.4, driven by a liquidity ratio of 98.3 percent and a “hot money” ratio of 0.0 percent.
Asset Mix:
Consumer loans (17%), other (84%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
625 Petro Point Drive
Lake Charles, LA 70607
Lake Charles, LA 70607
Phone Number
(337) 474-1006
NCUA Charter Number
Largest Competitors
Lake Charles, LA
Lake Charles, LA
Lake Charles, LA
Lake Charles, LA
Lake Charles, LA