D
Capital Area Realtors Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Capital Area Realtors Federal Credit Union
Rockville, MD
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Rating D
Asset Quality Index 3.70
Capitalization Index 6.30
Liquidity Index 5.10
Profitability Index 5.40
Stability Index 3.00
Company Info Capital Area Realtors Federal Credit Union
Rockville, MD
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NCUA Charter Number 3526
Phone Number (240) 314-0734
Website www.carfcu.org
Asset Quality Capital Area Realtors Federal Credit Union
Rockville, MD
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1-Year Asset Growth 22.87%
5-Year Asset Growth 12.36%
5-Year Charge-Offs to Average Loans 0.29%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.96%
Non-Performing Loans to Capital 20.82%
Non-Performing Loans to Loans 3.87%
Balance Sheet Capital Area Realtors Federal Credit Union
Rockville, MD
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Total Assets 26.23M
Total Deposits 23.85M
Capital and Reserves Capital Area Realtors Federal Credit Union
Rockville, MD
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Capital 2.29M
Leverage Ratio 8.75
Loan Loss Reserves to Loans 1.28%
Liquidity Capital Area Realtors Federal Credit Union
Rockville, MD
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Hot Money Ratio 20.90%
Liquidity Ratio 53.15%
Profitability Capital Area Realtors Federal Credit Union
Rockville, MD
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5-Year Return on Average Assets 1.23%
Net Income 129.00K
Net Interest Spread 3.55%
Operating Profit to Average Assets 0.93%
Overhead Efficiency Ratio 78.53%
Return on Assets 0.71%
Return on Equity 7.56%