| Weiss Ratings |
Upstate Milk Employees Federal Credit Union
Lancaster, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 5.50 | |||
| Capitalization Index | 7.50 | |||
| Liquidity Index | 4.30 | |||
| Profitability Index | 2.00 | |||
| Stability Index | 1.70 | |||
| Company Info |
Upstate Milk Employees Federal Credit Union
Lancaster, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 3527 | |||
| Phone Number | (716) 332-5337 | |||
| Website | -- | |||
| Asset Quality |
Upstate Milk Employees Federal Credit Union
Lancaster, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 0.23% | |||
| 5-Year Asset Growth | -1.34% | |||
| 5-Year Charge-Offs to Average Loans | -0.15% | |||
| Charge-Offs to Average Loans | -2.52% | |||
| Non-Performing Assets to Assets | 1.56% | |||
| Non-Performing Loans to Capital | 15.42% | |||
| Non-Performing Loans to Loans | 4.17% | |||
| Balance Sheet |
Upstate Milk Employees Federal Credit Union
Lancaster, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 2.57M | |||
| Total Deposits | 2.32M | |||
| Capital and Reserves |
Upstate Milk Employees Federal Credit Union
Lancaster, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 248.00K | |||
| Leverage Ratio | 9.66 | |||
| Loan Loss Reserves to Loans | 0.93% | |||
| Liquidity |
Upstate Milk Employees Federal Credit Union
Lancaster, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 31.95% | |||
| Profitability |
Upstate Milk Employees Federal Credit Union
Lancaster, NY |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.06% | |||
| Net Income | 4.00K | |||
| Net Interest Spread | 4.68% | |||
| Operating Profit to Average Assets | 0.40% | |||
| Overhead Efficiency Ratio | 95.83% | |||
| Return on Assets | 0.32% | |||
| Return on Equity | 3.25% | |||