MyGeorgia Credit Union
| Weiss Ratings |
MyGeorgia Credit Union
Gainesville, GA |
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| Rating | ||||
| Asset Quality Index | 8.00 | |||
| Capitalization Index | 9.40 | |||
| Liquidity Index | 4.60 | |||
| Profitability Index | 10.00 | |||
| Stability Index | 7.20 | |||
| Company Info |
MyGeorgia Credit Union
Gainesville, GA |
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| NCUA Charter Number | 3539 | |||
| Phone Number | (770) 534-4255 | |||
| Website | www.mygacu.com | |||
| Asset Quality |
MyGeorgia Credit Union
Gainesville, GA |
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| 1-Year Asset Growth | 11.81% | |||
| 5-Year Asset Growth | 19.02% | |||
| 5-Year Charge-Offs to Average Loans | 0.43% | |||
| Charge-Offs to Average Loans | 0.54% | |||
| Non-Performing Assets to Assets | 0.41% | |||
| Non-Performing Loans to Capital | 3.48% | |||
| Non-Performing Loans to Loans | 0.65% | |||
| Balance Sheet |
MyGeorgia Credit Union
Gainesville, GA |
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| Total Assets | 239.37M | |||
| Total Deposits | 208.43M | |||
| Capital and Reserves |
MyGeorgia Credit Union
Gainesville, GA |
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| Capital | 26.72M | |||
| Leverage Ratio | 11.22 | |||
| Loan Loss Reserves to Loans | 1.04% | |||
| Liquidity |
MyGeorgia Credit Union
Gainesville, GA |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 19.59% | |||
| Profitability |
MyGeorgia Credit Union
Gainesville, GA |
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| 5-Year Return on Average Assets | 1.07% | |||
| Net Income | 2.15M | |||
| Net Interest Spread | 4.95% | |||
| Operating Profit to Average Assets | 1.83% | |||
| Overhead Efficiency Ratio | 68.23% | |||
| Return on Assets | 1.24% | |||
| Return on Equity | 11.23% | |||