Walker County Educators Federal Credit Union

Chickamauga, GA

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

My Lists My Alerts

Weiss Ratings	Walker County Educators Federal Credit Union Chickamauga, GA	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	9.80
Capitalization Index	10.00
Liquidity Index	5.40
Profitability Index	8.70
Stability Index	6.30

Company Info	Walker County Educators Federal Credit Union Chickamauga, GA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	3540
Phone Number	(706) 375-4243
Website	www.walkercountyeducatorsfcu.com

Asset Quality	Walker County Educators Federal Credit Union Chickamauga, GA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	3.08%
5-Year Asset Growth	3.70%
5-Year Charge-Offs to Average Loans	0.07%
Charge-Offs to Average Loans	0.25%
Non-Performing Assets to Assets	0.00%
Non-Performing Loans to Capital	0.11%
Non-Performing Loans to Loans	0.05%

Balance Sheet	Walker County Educators Federal Credit Union Chickamauga, GA	Click to Compare	Click to Compare	Click to Compare
Total Assets	14.36M
Total Deposits	10.68M

Capital and Reserves	Walker County Educators Federal Credit Union Chickamauga, GA	Click to Compare	Click to Compare	Click to Compare
Capital	3.64M
Leverage Ratio	25.37
Loan Loss Reserves to Loans	0.49%

Liquidity	Walker County Educators Federal Credit Union Chickamauga, GA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	14.49%
Liquidity Ratio	53.23%

Profitability	Walker County Educators Federal Credit Union Chickamauga, GA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.44%
Net Income	97.00K
Net Interest Spread	4.46%
Operating Profit to Average Assets	1.47%
Overhead Efficiency Ratio	63.23%
Return on Assets	1.37%
Return on Equity	5.39%