UFirst Federal Credit Union
Major Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 13.3 and a net worth ratio of 15.4. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to an Excellent overall stability index (7.2 on a scale of 0 to 10).
Other Rating Factors:
A current level of 6.1 percent of nonperforming loans to core capital contributes to the Good asset quality (6.3).
Asset Mix:
Consumer loans (50%), home mtgs (14%), other (37%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
274 Rugar Street
Plattsburgh, NY 12901
Plattsburgh, NY 12901
Phone Number
(518) 324-5700
NCUA Charter Number
Website
Largest Competitors
Bethpage, NY
Rochester, NY
Plattsburgh, NY
Plattsburgh, NY
Plattsburgh, NY