B
Minerva Area Federal Credit Union
MinervaOH
Rating Date
September 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Minerva Area Federal Credit Union
Minerva, OH
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Rating B
Asset Quality Index 9.60
Capitalization Index 10.00
Liquidity Index 6.10
Profitability Index 7.50
Stability Index 6.30
Company Info Minerva Area Federal Credit Union
Minerva, OH
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NCUA Charter Number 3542
Phone Number (330) 868-7080
Website www.minervacreditunion.com
Asset Quality Minerva Area Federal Credit Union
Minerva, OH
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1-Year Asset Growth 5.02%
5-Year Asset Growth 11.99%
5-Year Charge-Offs to Average Loans 0.55%
Charge-Offs to Average Loans 1.59%
Non-Performing Assets to Assets 0.40%
Non-Performing Loans to Capital 2.51%
Non-Performing Loans to Loans 0.65%
Balance Sheet Minerva Area Federal Credit Union
Minerva, OH
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Total Assets 16.21M
Total Deposits 13.70M
Capital and Reserves Minerva Area Federal Credit Union
Minerva, OH
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Capital 2.46M
Leverage Ratio 15.16
Loan Loss Reserves to Loans 2.23%
Liquidity Minerva Area Federal Credit Union
Minerva, OH
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Hot Money Ratio 11.10%
Liquidity Ratio 47.79%
Profitability Minerva Area Federal Credit Union
Minerva, OH
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5-Year Return on Average Assets 1.79%
Net Income 113.00K
Net Interest Spread 6.51%
Operating Profit to Average Assets 2.22%
Overhead Efficiency Ratio 68.59%
Return on Assets 1.40%
Return on Equity 9.46%