| Weiss Ratings |
Lake Chem Community Federal Credit Union
Benton, KY |
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| Rating | ||||
| Asset Quality Index | 7.10 | |||
| Capitalization Index | 6.50 | |||
| Liquidity Index | 3.10 | |||
| Profitability Index | 2.00 | |||
| Stability Index | 4.70 | |||
| Company Info |
Lake Chem Community Federal Credit Union
Benton, KY |
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| NCUA Charter Number | 3545 | |||
| Phone Number | (270) 527-4389 | |||
| Website | www.lakechemfcu.org | |||
| Asset Quality |
Lake Chem Community Federal Credit Union
Benton, KY |
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| 1-Year Asset Growth | 1.60% | |||
| 5-Year Asset Growth | 8.67% | |||
| 5-Year Charge-Offs to Average Loans | 0.08% | |||
| Charge-Offs to Average Loans | 0.04% | |||
| Non-Performing Assets to Assets | 0.87% | |||
| Non-Performing Loans to Capital | 7.09% | |||
| Non-Performing Loans to Loans | 0.81% | |||
| Balance Sheet |
Lake Chem Community Federal Credit Union
Benton, KY |
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| Total Assets | 97.89M | |||
| Total Deposits | 88.77M | |||
| Capital and Reserves |
Lake Chem Community Federal Credit Union
Benton, KY |
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| Capital | 8.99M | |||
| Leverage Ratio | 9.21 | |||
| Loan Loss Reserves to Loans | 0.48% | |||
| Liquidity |
Lake Chem Community Federal Credit Union
Benton, KY |
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| Hot Money Ratio | 18.41% | |||
| Liquidity Ratio | 16.09% | |||
| Profitability |
Lake Chem Community Federal Credit Union
Benton, KY |
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| 5-Year Return on Average Assets | 0.72% | |||
| Net Income | 214.00K | |||
| Net Interest Spread | 3.72% | |||
| Operating Profit to Average Assets | 0.70% | |||
| Overhead Efficiency Ratio | 93.00% | |||
| Return on Assets | 0.44% | |||
| Return on Equity | 4.85% | |||