C
Choptank Electric Co-op Employees Federal Credit Union
Denton,  MD
Rating Date
September 2025
Net Capital
Ratio
29.79
Leverage
Ratio
29.79
Return On
Assets
0.23%
Total
Assets
2.65M
Capital
788.00K
Total
Deposits
1.82M
Net
Income
3.00K
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Weiss Ratings Choptank Electric Co-op Employees Federal Credit Union
Denton, MD 		Click to
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Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 6.60
Profitability Index 0.40
Stability Index 8.30
Company Info Choptank Electric Co-op Employees Federal Credit Union
Denton, MD 		Click to
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NCUA Charter Number 3547
Phone Number (410) 479-8667
Website --
Asset Quality Choptank Electric Co-op Employees Federal Credit Union
Denton, MD 		Click to
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1-Year Asset Growth 8.58%
5-Year Asset Growth -3.01%
5-Year Charge-Offs to Average Loans -0.12%
Charge-Offs to Average Loans -0.78%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Choptank Electric Co-op Employees Federal Credit Union
Denton, MD 		Click to
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Total Assets 2.65M
Total Deposits 1.82M
Capital and Reserves Choptank Electric Co-op Employees Federal Credit Union
Denton, MD 		Click to
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Capital 788.00K
Leverage Ratio 29.79
Loan Loss Reserves to Loans 2.46%
Liquidity Choptank Electric Co-op Employees Federal Credit Union
Denton, MD 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 38.54%
Profitability Choptank Electric Co-op Employees Federal Credit Union
Denton, MD 		Click to
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5-Year Return on Average Assets 1.32%
Net Income 3.00K
Net Interest Spread 2.63%
Operating Profit to Average Assets 0.16%
Overhead Efficiency Ratio 93.33%
Return on Assets 0.23%
Return on Equity 0.76%