C
Choptank Electric Co-op Employees Federal Credit Union
Denton,  MD
Rating Date
December 2025
Net Capital
Ratio
29.73
Leverage
Ratio
29.73
Return On
Assets
0.57%
Total
Assets
2.67M
Capital
795.00K
Total
Deposits
1.88M
Net
Income
11.00K
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Weiss Ratings Choptank Electric Co-op Employees Federal Credit Union
Denton, MD 		Click to
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Rating C
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 6.50
Profitability Index 2.40
Stability Index 8.30
Company Info Choptank Electric Co-op Employees Federal Credit Union
Denton, MD 		Click to
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NCUA Charter Number 3547
Phone Number (410) 479-8667
Website --
Asset Quality Choptank Electric Co-op Employees Federal Credit Union
Denton, MD 		Click to
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1-Year Asset Growth 8.48%
5-Year Asset Growth -3.01%
5-Year Charge-Offs to Average Loans -0.12%
Charge-Offs to Average Loans -0.50%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Choptank Electric Co-op Employees Federal Credit Union
Denton, MD 		Click to
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Total Assets 2.67M
Total Deposits 1.88M
Capital and Reserves Choptank Electric Co-op Employees Federal Credit Union
Denton, MD 		Click to
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Capital 795.00K
Leverage Ratio 29.73
Loan Loss Reserves to Loans 2.59%
Liquidity Choptank Electric Co-op Employees Federal Credit Union
Denton, MD 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 31.44%
Profitability Choptank Electric Co-op Employees Federal Credit Union
Denton, MD 		Click to
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5-Year Return on Average Assets 1.32%
Net Income 11.00K
Net Interest Spread 2.78%
Operating Profit to Average Assets 0.51%
Overhead Efficiency Ratio 79.59%
Return on Assets 0.57%
Return on Equity 1.86%