B
Enlighten Federal Credit Union
JacksonTN
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Enlighten Federal Credit Union
Jackson, TN
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 7.20
Profitability Index 8.10
Stability Index 6.20
Company Info Enlighten Federal Credit Union
Jackson, TN
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NCUA Charter Number 3549
Phone Number (731) 423-7499
Website www.enlightenfcu.org
Asset Quality Enlighten Federal Credit Union
Jackson, TN
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1-Year Asset Growth -11.37%
5-Year Asset Growth 6.48%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.03%
Non-Performing Assets to Assets 0.10%
Non-Performing Loans to Capital 0.82%
Non-Performing Loans to Loans 0.41%
Balance Sheet Enlighten Federal Credit Union
Jackson, TN
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Total Assets 16.22M
Total Deposits 14.10M
Capital and Reserves Enlighten Federal Credit Union
Jackson, TN
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Capital 2.05M
Leverage Ratio 12.64
Loan Loss Reserves to Loans 0.26%
Liquidity Enlighten Federal Credit Union
Jackson, TN
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Hot Money Ratio 0.00%
Liquidity Ratio 32.94%
Profitability Enlighten Federal Credit Union
Jackson, TN
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5-Year Return on Average Assets 0.33%
Net Income 173.00K
Net Interest Spread 4.70%
Operating Profit to Average Assets 1.26%
Overhead Efficiency Ratio 72.35%
Return on Assets 1.35%
Return on Equity 11.69%