B
Enlighten Federal Credit Union
JacksonTN
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Enlighten Federal Credit Union
Jackson, TN
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 7.30
Profitability Index 9.10
Stability Index 6.30
Company Info Enlighten Federal Credit Union
Jackson, TN
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 3549
Phone Number (731) 423-7499
Website www.enlightenfcu.org
Asset Quality Enlighten Federal Credit Union
Jackson, TN
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 3.11%
5-Year Asset Growth 4.82%
5-Year Charge-Offs to Average Loans 0.23%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.16%
Non-Performing Loans to Capital 1.14%
Non-Performing Loans to Loans 0.77%
Balance Sheet Enlighten Federal Credit Union
Jackson, TN
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 16.73M
Total Deposits 14.37M
Capital and Reserves Enlighten Federal Credit Union
Jackson, TN
Click to
Compare
Click to
Compare
Click to
Compare
Capital 2.26M
Leverage Ratio 13.53
Loan Loss Reserves to Loans 0.53%
Liquidity Enlighten Federal Credit Union
Jackson, TN
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 0.00%
Liquidity Ratio 30.88%
Profitability Enlighten Federal Credit Union
Jackson, TN
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 0.46%
Net Income 172.00K
Net Interest Spread 5.13%
Operating Profit to Average Assets 1.43%
Overhead Efficiency Ratio 70.99%
Return on Assets 1.36%
Return on Equity 10.56%