A
Daviess County Teachers Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
11.50
Leverage
Ratio
11.50
Return On
Assets
1.34%
Total
Assets
72.66M
Capital
8.36M
Total
Deposits
64.11M
Net
Income
452.00K
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Weiss Ratings Daviess County Teachers Federal Credit Union
Owensboro, KY 		Click to
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Rating A
Asset Quality Index 8.50
Capitalization Index 10.00
Liquidity Index 4.70
Profitability Index 10.00
Stability Index 6.70
Company Info Daviess County Teachers Federal Credit Union
Owensboro, KY 		Click to
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NCUA Charter Number 3550
Phone Number (270) 684-8954
Website www.dctfcu.com
Asset Quality Daviess County Teachers Federal Credit Union
Owensboro, KY 		Click to
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1-Year Asset Growth 15.59%
5-Year Asset Growth 6.33%
5-Year Charge-Offs to Average Loans 0.34%
Charge-Offs to Average Loans 0.55%
Non-Performing Assets to Assets 0.65%
Non-Performing Loans to Capital 4.12%
Non-Performing Loans to Loans 0.80%
Balance Sheet Daviess County Teachers Federal Credit Union
Owensboro, KY 		Click to
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Total Assets 72.66M
Total Deposits 64.11M
Capital and Reserves Daviess County Teachers Federal Credit Union
Owensboro, KY 		Click to
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Capital 8.36M
Leverage Ratio 11.50
Loan Loss Reserves to Loans 1.07%
Liquidity Daviess County Teachers Federal Credit Union
Owensboro, KY 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 28.79%
Profitability Daviess County Teachers Federal Credit Union
Owensboro, KY 		Click to
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5-Year Return on Average Assets 0.99%
Net Income 452.00K
Net Interest Spread 5.42%
Operating Profit to Average Assets 1.75%
Overhead Efficiency Ratio 60.07%
Return on Assets 1.34%
Return on Equity 11.08%