Daviess County Teachers Federal Credit Union

Owensboro, KY

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

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Weiss Ratings	Daviess County Teachers Federal Credit Union Owensboro, KY	Click to Compare	Click to Compare	Click to Compare
Rating	A
Asset Quality Index	8.50
Capitalization Index	10.00
Liquidity Index	4.70
Profitability Index	10.00
Stability Index	6.70

Company Info	Daviess County Teachers Federal Credit Union Owensboro, KY	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	3550
Phone Number	(270) 684-8954
Website	www.dctfcu.com

Asset Quality	Daviess County Teachers Federal Credit Union Owensboro, KY	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	8.51%
5-Year Asset Growth	6.33%
5-Year Charge-Offs to Average Loans	0.34%
Charge-Offs to Average Loans	0.18%
Non-Performing Assets to Assets	0.53%
Non-Performing Loans to Capital	4.12%
Non-Performing Loans to Loans	0.80%

Balance Sheet	Daviess County Teachers Federal Credit Union Owensboro, KY	Click to Compare	Click to Compare	Click to Compare
Total Assets	67.24M
Total Deposits	58.86M

Capital and Reserves	Daviess County Teachers Federal Credit Union Owensboro, KY	Click to Compare	Click to Compare	Click to Compare
Capital	8.18M
Leverage Ratio	12.17
Loan Loss Reserves to Loans	1.08%

Liquidity	Daviess County Teachers Federal Credit Union Owensboro, KY	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	28.79%

Profitability	Daviess County Teachers Federal Credit Union Owensboro, KY	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.99%
Net Income	278.00K
Net Interest Spread	5.37%
Operating Profit to Average Assets	2.03%
Overhead Efficiency Ratio	60.07%
Return on Assets	1.70%
Return on Equity	13.82%