A
Mohawk Valley Federal Credit Union
MarcyNY
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
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Net
Income
Weiss Ratings Mohawk Valley Federal Credit Union
Marcy, NY
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 5.70
Profitability Index 8.90
Stability Index 6.80
Company Info Mohawk Valley Federal Credit Union
Marcy, NY
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NCUA Charter Number 3570
Phone Number (315) 624-2950
Website www.mohawkvalleyfcu.org/
Asset Quality Mohawk Valley Federal Credit Union
Marcy, NY
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1-Year Asset Growth 15.55%
5-Year Asset Growth 6.84%
5-Year Charge-Offs to Average Loans 0.13%
Charge-Offs to Average Loans 0.34%
Non-Performing Assets to Assets 0.22%
Non-Performing Loans to Capital 1.68%
Non-Performing Loans to Loans 0.47%
Balance Sheet Mohawk Valley Federal Credit Union
Marcy, NY
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Total Assets 57.43M
Total Deposits 49.98M
Capital and Reserves Mohawk Valley Federal Credit Union
Marcy, NY
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Capital 7.37M
Leverage Ratio 12.83
Loan Loss Reserves to Loans 0.29%
Liquidity Mohawk Valley Federal Credit Union
Marcy, NY
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Hot Money Ratio 7.67%
Liquidity Ratio 47.69%
Profitability Mohawk Valley Federal Credit Union
Marcy, NY
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5-Year Return on Average Assets 0.86%
Net Income 536.00K
Net Interest Spread 4.18%
Operating Profit to Average Assets 1.47%
Overhead Efficiency Ratio 64.66%
Return on Assets 1.30%
Return on Equity 10.10%