A
HopeSouth Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings HopeSouth Federal Credit Union
Abbeville, SC
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Rating A
Asset Quality Index 8.90
Capitalization Index 10.00
Liquidity Index 6.50
Profitability Index 9.00
Stability Index 8.00
Company Info HopeSouth Federal Credit Union
Abbeville, SC
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NCUA Charter Number 3571
Phone Number (864) 366-9602
Website www.hopesouth.org/
Asset Quality HopeSouth Federal Credit Union
Abbeville, SC
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1-Year Asset Growth 5.23%
5-Year Asset Growth 9.41%
5-Year Charge-Offs to Average Loans 0.96%
Charge-Offs to Average Loans 0.78%
Non-Performing Assets to Assets 0.96%
Non-Performing Loans to Capital 3.59%
Non-Performing Loans to Loans 2.00%
Balance Sheet HopeSouth Federal Credit Union
Abbeville, SC
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Total Assets 34.78M
Total Deposits 25.62M
Capital and Reserves HopeSouth Federal Credit Union
Abbeville, SC
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Capital 8.95M
Leverage Ratio 25.97
Loan Loss Reserves to Loans 2.52%
Liquidity HopeSouth Federal Credit Union
Abbeville, SC
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Hot Money Ratio 6.75%
Liquidity Ratio 60.50%
Profitability HopeSouth Federal Credit Union
Abbeville, SC
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5-Year Return on Average Assets 3.14%
Net Income 525.00K
Net Interest Spread 8.67%
Operating Profit to Average Assets 2.63%
Overhead Efficiency Ratio 68.33%
Return on Assets 2.06%
Return on Equity 8.06%