| Weiss Ratings |
Merho Federal Credit Union
Johnstown, PA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 8.00 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 4.00 | |||
| Stability Index | 5.00 | |||
| Company Info |
Merho Federal Credit Union
Johnstown, PA |
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| NCUA Charter Number | 3582 | |||
| Phone Number | (814) 535-3116 | |||
| Website | www.merhofcu.org | |||
| Asset Quality |
Merho Federal Credit Union
Johnstown, PA |
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| 1-Year Asset Growth | 3.65% | |||
| 5-Year Asset Growth | 5.14% | |||
| 5-Year Charge-Offs to Average Loans | 0.16% | |||
| Charge-Offs to Average Loans | 0.07% | |||
| Non-Performing Assets to Assets | 0.07% | |||
| Non-Performing Loans to Capital | 0.65% | |||
| Non-Performing Loans to Loans | 0.23% | |||
| Balance Sheet |
Merho Federal Credit Union
Johnstown, PA |
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| Total Assets | 59.06M | |||
| Total Deposits | 53.01M | |||
| Capital and Reserves |
Merho Federal Credit Union
Johnstown, PA |
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| Capital | 5.99M | |||
| Leverage Ratio | 10.82 | |||
| Loan Loss Reserves to Loans | 0.74% | |||
| Liquidity |
Merho Federal Credit Union
Johnstown, PA |
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| Hot Money Ratio | 3.49% | |||
| Liquidity Ratio | 11.29% | |||
| Profitability |
Merho Federal Credit Union
Johnstown, PA |
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| 5-Year Return on Average Assets | 0.32% | |||
| Net Income | 250.00K | |||
| Net Interest Spread | 2.34% | |||
| Operating Profit to Average Assets | 0.61% | |||
| Overhead Efficiency Ratio | 79.38% | |||
| Return on Assets | 0.56% | |||
| Return on Equity | 6.02% | |||