| Weiss Ratings |
Merho Federal Credit Union
Johnstown, PA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 6.80 | |||
| Liquidity Index | 4.20 | |||
| Profitability Index | 3.20 | |||
| Stability Index | 4.50 | |||
| Company Info |
Merho Federal Credit Union
Johnstown, PA |
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| NCUA Charter Number | 3582 | |||
| Phone Number | (814) 535-3116 | |||
| Website | www.merhofcu.org | |||
| Asset Quality |
Merho Federal Credit Union
Johnstown, PA |
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| 1-Year Asset Growth | 7.15% | |||
| 5-Year Asset Growth | 5.14% | |||
| 5-Year Charge-Offs to Average Loans | 0.16% | |||
| Charge-Offs to Average Loans | 0.10% | |||
| Non-Performing Assets to Assets | 0.09% | |||
| Non-Performing Loans to Capital | 0.98% | |||
| Non-Performing Loans to Loans | 0.33% | |||
| Balance Sheet |
Merho Federal Credit Union
Johnstown, PA |
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| Total Assets | 60.22M | |||
| Total Deposits | 54.56M | |||
| Capital and Reserves |
Merho Federal Credit Union
Johnstown, PA |
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| Capital | 5.60M | |||
| Leverage Ratio | 10.38 | |||
| Loan Loss Reserves to Loans | 0.75% | |||
| Liquidity |
Merho Federal Credit Union
Johnstown, PA |
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| Hot Money Ratio | 4.16% | |||
| Liquidity Ratio | 17.88% | |||
| Profitability |
Merho Federal Credit Union
Johnstown, PA |
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| 5-Year Return on Average Assets | 0.32% | |||
| Net Income | 112.00K | |||
| Net Interest Spread | 2.19% | |||
| Operating Profit to Average Assets | 0.44% | |||
| Overhead Efficiency Ratio | 83.91% | |||
| Return on Assets | 0.38% | |||
| Return on Equity | 4.14% | |||