| Weiss Ratings |
Merho Federal Credit Union
Johnstown, PA |
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| Rating | ||||
| Asset Quality Index | 9.90 | |||
| Capitalization Index | 8.30 | |||
| Liquidity Index | 5.90 | |||
| Profitability Index | 3.50 | |||
| Stability Index | 5.40 | |||
| Company Info |
Merho Federal Credit Union
Johnstown, PA |
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| NCUA Charter Number | 3582 | |||
| Phone Number | (814) 535-3116 | |||
| Website | www.merhofcu.org | |||
| Asset Quality |
Merho Federal Credit Union
Johnstown, PA |
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| 1-Year Asset Growth | -0.83% | |||
| 5-Year Asset Growth | 4.66% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.34% | |||
| Non-Performing Assets to Assets | 0.12% | |||
| Non-Performing Loans to Capital | 1.15% | |||
| Non-Performing Loans to Loans | 0.37% | |||
| Balance Sheet |
Merho Federal Credit Union
Johnstown, PA |
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| Total Assets | 57.96M | |||
| Total Deposits | 51.88M | |||
| Capital and Reserves |
Merho Federal Credit Union
Johnstown, PA |
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| Capital | 5.99M | |||
| Leverage Ratio | 10.41 | |||
| Loan Loss Reserves to Loans | 0.53% | |||
| Liquidity |
Merho Federal Credit Union
Johnstown, PA |
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| Hot Money Ratio | 2.71% | |||
| Liquidity Ratio | 11.86% | |||
| Profitability |
Merho Federal Credit Union
Johnstown, PA |
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| 5-Year Return on Average Assets | 0.34% | |||
| Net Income | 54.00K | |||
| Net Interest Spread | 1.98% | |||
| Operating Profit to Average Assets | 0.42% | |||
| Overhead Efficiency Ratio | 84.67% | |||
| Return on Assets | 0.37% | |||
| Return on Equity | 3.62% | |||