Journey Federal Credit Union
| Weiss Ratings |
Journey Federal Credit Union
Saint Johns, MI |
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| Rating | ||||
| Asset Quality Index | 9.10 | |||
| Capitalization Index | 6.90 | |||
| Liquidity Index | 4.60 | |||
| Profitability Index | 6.40 | |||
| Stability Index | 5.80 | |||
| Company Info |
Journey Federal Credit Union
Saint Johns, MI |
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| NCUA Charter Number | 3586 | |||
| Phone Number | (989) 227-3700 | |||
| Website | www.journeyfcu.org | |||
| Asset Quality |
Journey Federal Credit Union
Saint Johns, MI |
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| 1-Year Asset Growth | 3.79% | |||
| 5-Year Asset Growth | 7.00% | |||
| 5-Year Charge-Offs to Average Loans | 0.33% | |||
| Charge-Offs to Average Loans | 0.28% | |||
| Non-Performing Assets to Assets | 0.27% | |||
| Non-Performing Loans to Capital | 2.54% | |||
| Non-Performing Loans to Loans | 0.41% | |||
| Balance Sheet |
Journey Federal Credit Union
Saint Johns, MI |
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| Total Assets | 182.91M | |||
| Total Deposits | 163.52M | |||
| Capital and Reserves |
Journey Federal Credit Union
Saint Johns, MI |
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| Capital | 17.42M | |||
| Leverage Ratio | 9.81 | |||
| Loan Loss Reserves to Loans | 1.01% | |||
| Liquidity |
Journey Federal Credit Union
Saint Johns, MI |
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| Hot Money Ratio | 4.76% | |||
| Liquidity Ratio | 22.64% | |||
| Profitability |
Journey Federal Credit Union
Saint Johns, MI |
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| 5-Year Return on Average Assets | 0.51% | |||
| Net Income | 1.11M | |||
| Net Interest Spread | 4.18% | |||
| Operating Profit to Average Assets | 1.28% | |||
| Overhead Efficiency Ratio | 71.69% | |||
| Return on Assets | 1.22% | |||
| Return on Equity | 13.08% | |||