Journey Federal Credit Union
| Weiss Ratings |
Journey Federal Credit Union
Saint Johns, MI |
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| Rating | ||||
| Asset Quality Index | 9.00 | |||
| Capitalization Index | 7.60 | |||
| Liquidity Index | 4.50 | |||
| Profitability Index | 6.30 | |||
| Stability Index | 6.00 | |||
| Company Info |
Journey Federal Credit Union
Saint Johns, MI |
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| NCUA Charter Number | 3586 | |||
| Phone Number | (989) 227-3700 | |||
| Website | www.journeyfcu.org | |||
| Asset Quality |
Journey Federal Credit Union
Saint Johns, MI |
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| 1-Year Asset Growth | 2.44% | |||
| 5-Year Asset Growth | 7.00% | |||
| 5-Year Charge-Offs to Average Loans | 0.33% | |||
| Charge-Offs to Average Loans | 0.25% | |||
| Non-Performing Assets to Assets | 0.31% | |||
| Non-Performing Loans to Capital | 2.98% | |||
| Non-Performing Loans to Loans | 0.51% | |||
| Balance Sheet |
Journey Federal Credit Union
Saint Johns, MI |
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| Total Assets | 182.14M | |||
| Total Deposits | 162.18M | |||
| Capital and Reserves |
Journey Federal Credit Union
Saint Johns, MI |
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| Capital | 18.01M | |||
| Leverage Ratio | 9.99 | |||
| Loan Loss Reserves to Loans | 0.99% | |||
| Liquidity |
Journey Federal Credit Union
Saint Johns, MI |
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| Hot Money Ratio | 4.07% | |||
| Liquidity Ratio | 23.07% | |||
| Profitability |
Journey Federal Credit Union
Saint Johns, MI |
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| 5-Year Return on Average Assets | 0.51% | |||
| Net Income | 1.36M | |||
| Net Interest Spread | 4.20% | |||
| Operating Profit to Average Assets | 1.06% | |||
| Overhead Efficiency Ratio | 77.98% | |||
| Return on Assets | 0.99% | |||
| Return on Equity | 10.51% | |||