Essential Credit Union
| Weiss Ratings |
Essential Credit Union
Baton Rouge, LA |
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| Rating | ||||
| Asset Quality Index | 4.70 | |||
| Capitalization Index | 4.30 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 1.50 | |||
| Stability Index | 2.60 | |||
| Company Info |
Essential Credit Union
Baton Rouge, LA |
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| NCUA Charter Number | 3590 | |||
| Phone Number | (866) 345-7135 | |||
| Website | www.essentialfcu.org | |||
| Asset Quality |
Essential Credit Union
Baton Rouge, LA |
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| 1-Year Asset Growth | 6.84% | |||
| 5-Year Asset Growth | 4.49% | |||
| 5-Year Charge-Offs to Average Loans | 0.53% | |||
| Charge-Offs to Average Loans | 0.88% | |||
| Non-Performing Assets to Assets | 1.13% | |||
| Non-Performing Loans to Capital | 14.58% | |||
| Non-Performing Loans to Loans | 1.32% | |||
| Balance Sheet |
Essential Credit Union
Baton Rouge, LA |
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| Total Assets | 414.10M | |||
| Total Deposits | 356.05M | |||
| Capital and Reserves |
Essential Credit Union
Baton Rouge, LA |
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| Capital | 27.46M | |||
| Leverage Ratio | 9.25 | |||
| Loan Loss Reserves to Loans | 1.39% | |||
| Liquidity |
Essential Credit Union
Baton Rouge, LA |
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| Hot Money Ratio | 11.54% | |||
| Liquidity Ratio | 13.57% | |||
| Profitability |
Essential Credit Union
Baton Rouge, LA |
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| 5-Year Return on Average Assets | 0.20% | |||
| Net Income | -1.06M | |||
| Net Interest Spread | 3.73% | |||
| Operating Profit to Average Assets | 0.13% | |||
| Overhead Efficiency Ratio | 97.63% | |||
| Return on Assets | -0.35% | |||
| Return on Equity | -5.06% | |||