Essential Credit Union
| Weiss Ratings |
Essential Credit Union
Baton Rouge, LA |
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| Rating | ||||
| Asset Quality Index | 5.90 | |||
| Capitalization Index | 5.50 | |||
| Liquidity Index | 3.00 | |||
| Profitability Index | 0.20 | |||
| Stability Index | 4.60 | |||
| Company Info |
Essential Credit Union
Baton Rouge, LA |
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| NCUA Charter Number | 3590 | |||
| Phone Number | (225) 353-8238 | |||
| Website | www.essentialfcu.org | |||
| Asset Quality |
Essential Credit Union
Baton Rouge, LA |
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| 1-Year Asset Growth | 5.35% | |||
| 5-Year Asset Growth | 3.83% | |||
| 5-Year Charge-Offs to Average Loans | 0.53% | |||
| Charge-Offs to Average Loans | 0.70% | |||
| Non-Performing Assets to Assets | 0.55% | |||
| Non-Performing Loans to Capital | 6.42% | |||
| Non-Performing Loans to Loans | 0.63% | |||
| Balance Sheet |
Essential Credit Union
Baton Rouge, LA |
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| Total Assets | 402.11M | |||
| Total Deposits | 349.25M | |||
| Capital and Reserves |
Essential Credit Union
Baton Rouge, LA |
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| Capital | 31.49M | |||
| Leverage Ratio | 9.07 | |||
| Loan Loss Reserves to Loans | 0.91% | |||
| Liquidity |
Essential Credit Union
Baton Rouge, LA |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 15.09% | |||
| Profitability |
Essential Credit Union
Baton Rouge, LA |
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| 5-Year Return on Average Assets | 0.40% | |||
| Net Income | -81.00K | |||
| Net Interest Spread | 3.38% | |||
| Operating Profit to Average Assets | 0.30% | |||
| Overhead Efficiency Ratio | 93.96% | |||
| Return on Assets | -0.08% | |||
| Return on Equity | -1.03% | |||