B
First Choice Financial Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
8.64
Leverage
Ratio
11.54
Return On
Assets
1.37%
Total
Assets
167.97M
Capital
14.52M
Total
Deposits
152.29M
Net
Income
566.00K
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Weiss Ratings First Choice Financial Federal Credit Union
Gloversville, NY 		Click to
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Rating B
Asset Quality Index 8.30
Capitalization Index 6.20
Liquidity Index 4.70
Profitability Index 7.40
Stability Index 6.90
Company Info First Choice Financial Federal Credit Union
Gloversville, NY 		Click to
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NCUA Charter Number 3597
Phone Number (518) 725-3191
Website www.fcfinancialcu.org
Asset Quality First Choice Financial Federal Credit Union
Gloversville, NY 		Click to
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1-Year Asset Growth 0.35%
5-Year Asset Growth 8.95%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.12%
Non-Performing Assets to Assets 0.39%
Non-Performing Loans to Capital 4.18%
Non-Performing Loans to Loans 0.78%
Balance Sheet First Choice Financial Federal Credit Union
Gloversville, NY 		Click to
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Total Assets 167.97M
Total Deposits 152.29M
Capital and Reserves First Choice Financial Federal Credit Union
Gloversville, NY 		Click to
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Capital 14.52M
Leverage Ratio 11.54
Loan Loss Reserves to Loans 1.28%
Liquidity First Choice Financial Federal Credit Union
Gloversville, NY 		Click to
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Hot Money Ratio 9.34%
Liquidity Ratio 32.23%
Profitability First Choice Financial Federal Credit Union
Gloversville, NY 		Click to
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5-Year Return on Average Assets 0.77%
Net Income 566.00K
Net Interest Spread 3.91%
Operating Profit to Average Assets 1.21%
Overhead Efficiency Ratio 64.88%
Return on Assets 1.37%
Return on Equity 15.70%