D
Rock Community Federal Credit Union
RockMI
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Rock Community Federal Credit Union
Rock, MI
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Rating D
Asset Quality Index 8.40
Capitalization Index 6.10
Liquidity Index 7.20
Profitability Index 4.50
Stability Index 3.00
Company Info Rock Community Federal Credit Union
Rock, MI
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NCUA Charter Number 3598
Phone Number (906) 356-6877
Website www.rockcommfcu.com
Asset Quality Rock Community Federal Credit Union
Rock, MI
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1-Year Asset Growth 1.94%
5-Year Asset Growth 3.72%
5-Year Charge-Offs to Average Loans -0.07%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 3.36%
Non-Performing Loans to Loans 0.90%
Balance Sheet Rock Community Federal Credit Union
Rock, MI
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Total Assets 8.65M
Total Deposits 7.91M
Capital and Reserves Rock Community Federal Credit Union
Rock, MI
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Capital 736.00K
Leverage Ratio 8.51
Loan Loss Reserves to Loans 0.89%
Liquidity Rock Community Federal Credit Union
Rock, MI
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Hot Money Ratio 0.00%
Liquidity Ratio 58.01%
Profitability Rock Community Federal Credit Union
Rock, MI
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5-Year Return on Average Assets 0.18%
Net Income 32.00K
Net Interest Spread 4.02%
Operating Profit to Average Assets 0.76%
Overhead Efficiency Ratio 80.00%
Return on Assets 0.76%
Return on Equity 8.90%