D
Rock Community Federal Credit Union
RockMI
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Rock Community Federal Credit Union
Rock, MI
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Rating D
Asset Quality Index 10.00
Capitalization Index 5.70
Liquidity Index 7.30
Profitability Index 4.30
Stability Index 3.00
Company Info Rock Community Federal Credit Union
Rock, MI
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NCUA Charter Number 3598
Phone Number (906) 356-6877
Website www.rockcommfcu.com
Asset Quality Rock Community Federal Credit Union
Rock, MI
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1-Year Asset Growth 0.78%
5-Year Asset Growth 2.24%
5-Year Charge-Offs to Average Loans -0.07%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.00%
Non-Performing Loans to Capital 0.00%
Non-Performing Loans to Loans 0.00%
Balance Sheet Rock Community Federal Credit Union
Rock, MI
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Total Assets 8.51M
Total Deposits 7.81M
Capital and Reserves Rock Community Federal Credit Union
Rock, MI
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Capital 689.00K
Leverage Ratio 8.10
Loan Loss Reserves to Loans 1.00%
Liquidity Rock Community Federal Credit Union
Rock, MI
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Hot Money Ratio 0.00%
Liquidity Ratio 56.12%
Profitability Rock Community Federal Credit Union
Rock, MI
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5-Year Return on Average Assets 0.11%
Net Income 43.00K
Net Interest Spread 3.87%
Operating Profit to Average Assets 0.67%
Overhead Efficiency Ratio 77.78%
Return on Assets 0.68%
Return on Equity 8.57%