Port of Houston Warehouse Federal Credit Union

Houston, TX

Rating Date

September 2025

Net Capital
Ratio

Leverage
Ratio

Return On
Assets

Total
Assets

Capital

Total
Deposits

Net
Income

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Weiss Ratings	Port of Houston Warehouse Federal Credit Union Houston, TX	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	9.90
Capitalization Index	10.00
Liquidity Index	6.10
Profitability Index	9.80
Stability Index	5.70

Company Info	Port of Houston Warehouse Federal Credit Union Houston, TX	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	3600
Phone Number	(713) 673-5565
Website	www.phwfcu.org

Asset Quality	Port of Houston Warehouse Federal Credit Union Houston, TX	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	7.37%
5-Year Asset Growth	-0.11%
5-Year Charge-Offs to Average Loans	0.41%
Charge-Offs to Average Loans	0.27%
Non-Performing Assets to Assets	0.19%
Non-Performing Loans to Capital	0.96%
Non-Performing Loans to Loans	0.40%

Balance Sheet	Port of Houston Warehouse Federal Credit Union Houston, TX	Click to Compare	Click to Compare	Click to Compare
Total Assets	5.40M
Total Deposits	4.16M

Capital and Reserves	Port of Houston Warehouse Federal Credit Union Houston, TX	Click to Compare	Click to Compare	Click to Compare
Capital	1.03M
Leverage Ratio	19.12
Loan Loss Reserves to Loans	0.36%

Liquidity	Port of Houston Warehouse Federal Credit Union Houston, TX	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	50.42%

Profitability	Port of Houston Warehouse Federal Credit Union Houston, TX	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.10%
Net Income	85.00K
Net Interest Spread	7.02%
Operating Profit to Average Assets	3.07%
Overhead Efficiency Ratio	51.22%
Return on Assets	3.26%
Return on Equity	17.19%