| Weiss Ratings |
Dowagiac Area Federal Credit Union
Dowagiac, MI |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 6.80 | |||
| Liquidity Index | 6.30 | |||
| Profitability Index | 7.90 | |||
| Stability Index | 4.00 | |||
| Company Info |
Dowagiac Area Federal Credit Union
Dowagiac, MI |
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| NCUA Charter Number | 3605 | |||
| Phone Number | (269) 782-2410 | |||
| Website | www.dafcu.net | |||
| Asset Quality |
Dowagiac Area Federal Credit Union
Dowagiac, MI |
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| 1-Year Asset Growth | -5.24% | |||
| 5-Year Asset Growth | 6.91% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.23% | |||
| Non-Performing Assets to Assets | 0.23% | |||
| Non-Performing Loans to Capital | 2.40% | |||
| Non-Performing Loans to Loans | 0.50% | |||
| Balance Sheet |
Dowagiac Area Federal Credit Union
Dowagiac, MI |
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| Total Assets | 23.33M | |||
| Total Deposits | 21.14M | |||
| Capital and Reserves |
Dowagiac Area Federal Credit Union
Dowagiac, MI |
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| Capital | 2.16M | |||
| Leverage Ratio | 9.49 | |||
| Loan Loss Reserves to Loans | 0.43% | |||
| Liquidity |
Dowagiac Area Federal Credit Union
Dowagiac, MI |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 43.11% | |||
| Profitability |
Dowagiac Area Federal Credit Union
Dowagiac, MI |
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| 5-Year Return on Average Assets | 0.34% | |||
| Net Income | 94.00K | |||
| Net Interest Spread | 4.86% | |||
| Operating Profit to Average Assets | 2.37% | |||
| Overhead Efficiency Ratio | 52.07% | |||
| Return on Assets | 1.60% | |||
| Return on Equity | 17.97% | |||