| Weiss Ratings |
Dowagiac Area Federal Credit Union
Dowagiac, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 7.10 | |||
| Capitalization Index | 7.70 | |||
| Liquidity Index | 6.50 | |||
| Profitability Index | 6.90 | |||
| Stability Index | 4.30 | |||
| Company Info |
Dowagiac Area Federal Credit Union
Dowagiac, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 3605 | |||
| Phone Number | (269) 782-2410 | |||
| Website | www.dafcu.net | |||
| Asset Quality |
Dowagiac Area Federal Credit Union
Dowagiac, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 4.65% | |||
| 5-Year Asset Growth | 7.07% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.59% | |||
| Non-Performing Assets to Assets | 0.65% | |||
| Non-Performing Loans to Capital | 6.15% | |||
| Non-Performing Loans to Loans | 1.49% | |||
| Balance Sheet |
Dowagiac Area Federal Credit Union
Dowagiac, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 24.42M | |||
| Total Deposits | 21.91M | |||
| Capital and Reserves |
Dowagiac Area Federal Credit Union
Dowagiac, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 2.42M | |||
| Leverage Ratio | 10.06 | |||
| Loan Loss Reserves to Loans | 1.51% | |||
| Liquidity |
Dowagiac Area Federal Credit Union
Dowagiac, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 45.48% | |||
| Profitability |
Dowagiac Area Federal Credit Union
Dowagiac, MI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.62% | |||
| Net Income | 51.00K | |||
| Net Interest Spread | 5.24% | |||
| Operating Profit to Average Assets | 1.78% | |||
| Overhead Efficiency Ratio | 62.59% | |||
| Return on Assets | 0.85% | |||
| Return on Equity | 8.51% | |||