| Weiss Ratings |
Dowagiac Area Federal Credit Union
Dowagiac, MI |
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| Rating | ||||
| Asset Quality Index | 6.70 | |||
| Capitalization Index | 7.60 | |||
| Liquidity Index | 6.20 | |||
| Profitability Index | 7.70 | |||
| Stability Index | 4.10 | |||
| Company Info |
Dowagiac Area Federal Credit Union
Dowagiac, MI |
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| NCUA Charter Number | 3605 | |||
| Phone Number | (269) 782-2410 | |||
| Website | www.dafcu.net | |||
| Asset Quality |
Dowagiac Area Federal Credit Union
Dowagiac, MI |
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| 1-Year Asset Growth | 12.05% | |||
| 5-Year Asset Growth | 7.07% | |||
| 5-Year Charge-Offs to Average Loans | 0.17% | |||
| Charge-Offs to Average Loans | 0.69% | |||
| Non-Performing Assets to Assets | 0.66% | |||
| Non-Performing Loans to Capital | 6.37% | |||
| Non-Performing Loans to Loans | 1.40% | |||
| Balance Sheet |
Dowagiac Area Federal Credit Union
Dowagiac, MI |
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| Total Assets | 25.57M | |||
| Total Deposits | 22.91M | |||
| Capital and Reserves |
Dowagiac Area Federal Credit Union
Dowagiac, MI |
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| Capital | 2.53M | |||
| Leverage Ratio | 10.02 | |||
| Loan Loss Reserves to Loans | 1.16% | |||
| Liquidity |
Dowagiac Area Federal Credit Union
Dowagiac, MI |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 41.40% | |||
| Profitability |
Dowagiac Area Federal Credit Union
Dowagiac, MI |
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| 5-Year Return on Average Assets | 0.62% | |||
| Net Income | 156.00K | |||
| Net Interest Spread | 5.48% | |||
| Operating Profit to Average Assets | 1.75% | |||
| Overhead Efficiency Ratio | 64.58% | |||
| Return on Assets | 1.27% | |||
| Return on Equity | 12.80% | |||