A
1st Mississippi Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings 1st Mississippi Federal Credit Union
Meridian, MS
Click to
Compare
Click to
Compare
Click to
Compare
Rating A
Asset Quality Index 8.10
Capitalization Index 10.00
Liquidity Index 4.10
Profitability Index 4.30
Stability Index 6.90
Company Info 1st Mississippi Federal Credit Union
Meridian, MS
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 3606
Phone Number (601) 693-6873
Website 1stms.com
Asset Quality 1st Mississippi Federal Credit Union
Meridian, MS
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth 5.28%
5-Year Asset Growth 6.23%
5-Year Charge-Offs to Average Loans 1.08%
Charge-Offs to Average Loans 1.36%
Non-Performing Assets to Assets 0.85%
Non-Performing Loans to Capital 3.00%
Non-Performing Loans to Loans 0.90%
Balance Sheet 1st Mississippi Federal Credit Union
Meridian, MS
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 82.72M
Total Deposits 56.68M
Capital and Reserves 1st Mississippi Federal Credit Union
Meridian, MS
Click to
Compare
Click to
Compare
Click to
Compare
Capital 22.42M
Leverage Ratio 27.28
Loan Loss Reserves to Loans 2.05%
Liquidity 1st Mississippi Federal Credit Union
Meridian, MS
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 5.53%
Liquidity Ratio 25.45%
Profitability 1st Mississippi Federal Credit Union
Meridian, MS
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.01%
Net Income 46.00K
Net Interest Spread 6.39%
Operating Profit to Average Assets 1.08%
Overhead Efficiency Ratio 86.35%
Return on Assets 0.23%
Return on Equity 0.82%