| Weiss Ratings |
1st Mississippi Federal Credit Union
Meridian, MS |
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| Rating | ||||
| Asset Quality Index | 8.10 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.10 | |||
| Profitability Index | 4.30 | |||
| Stability Index | 6.90 | |||
| Company Info |
1st Mississippi Federal Credit Union
Meridian, MS |
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| NCUA Charter Number | 3606 | |||
| Phone Number | (601) 693-6873 | |||
| Website | 1stms.com | |||
| Asset Quality |
1st Mississippi Federal Credit Union
Meridian, MS |
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| 1-Year Asset Growth | 3.14% | |||
| 5-Year Asset Growth | 6.23% | |||
| 5-Year Charge-Offs to Average Loans | 1.08% | |||
| Charge-Offs to Average Loans | 1.51% | |||
| Non-Performing Assets to Assets | 1.38% | |||
| Non-Performing Loans to Capital | 3.00% | |||
| Non-Performing Loans to Loans | 0.90% | |||
| Balance Sheet |
1st Mississippi Federal Credit Union
Meridian, MS |
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| Total Assets | 80.19M | |||
| Total Deposits | 54.04M | |||
| Capital and Reserves |
1st Mississippi Federal Credit Union
Meridian, MS |
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| Capital | 22.63M | |||
| Leverage Ratio | 28.39 | |||
| Loan Loss Reserves to Loans | 2.02% | |||
| Liquidity |
1st Mississippi Federal Credit Union
Meridian, MS |
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| Hot Money Ratio | 5.53% | |||
| Liquidity Ratio | 25.45% | |||
| Profitability |
1st Mississippi Federal Credit Union
Meridian, MS |
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| 5-Year Return on Average Assets | 1.01% | |||
| Net Income | 244.00K | |||
| Net Interest Spread | 6.54% | |||
| Operating Profit to Average Assets | 1.17% | |||
| Overhead Efficiency Ratio | 86.35% | |||
| Return on Assets | 0.60% | |||
| Return on Equity | 2.17% | |||