| Weiss Ratings |
1st Mississippi Federal Credit Union
Meridian, MS |
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| Rating | ||||
| Asset Quality Index | 9.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 4.60 | |||
| Profitability Index | 7.70 | |||
| Stability Index | 7.00 | |||
| Company Info |
1st Mississippi Federal Credit Union
Meridian, MS |
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| NCUA Charter Number | 3606 | |||
| Phone Number | (601) 693-6873 | |||
| Website | 1stms.com | |||
| Asset Quality |
1st Mississippi Federal Credit Union
Meridian, MS |
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| 1-Year Asset Growth | 2.44% | |||
| 5-Year Asset Growth | 5.82% | |||
| 5-Year Charge-Offs to Average Loans | 0.97% | |||
| Charge-Offs to Average Loans | 1.64% | |||
| Non-Performing Assets to Assets | 0.58% | |||
| Non-Performing Loans to Capital | 2.00% | |||
| Non-Performing Loans to Loans | 0.65% | |||
| Balance Sheet |
1st Mississippi Federal Credit Union
Meridian, MS |
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| Total Assets | 78.57M | |||
| Total Deposits | 52.41M | |||
| Capital and Reserves |
1st Mississippi Federal Credit Union
Meridian, MS |
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| Capital | 21.68M | |||
| Leverage Ratio | 28.00 | |||
| Loan Loss Reserves to Loans | 2.19% | |||
| Liquidity |
1st Mississippi Federal Credit Union
Meridian, MS |
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| Hot Money Ratio | 0.32% | |||
| Liquidity Ratio | 27.51% | |||
| Profitability |
1st Mississippi Federal Credit Union
Meridian, MS |
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| 5-Year Return on Average Assets | 1.03% | |||
| Net Income | 241.00K | |||
| Net Interest Spread | 6.18% | |||
| Operating Profit to Average Assets | 2.21% | |||
| Overhead Efficiency Ratio | 70.72% | |||
| Return on Assets | 1.23% | |||
| Return on Equity | 4.47% | |||