| Weiss Ratings |
High Point Federal Credit Union
Olean, NY |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 9.00 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 3.00 | |||
| Stability Index | 7.20 | |||
| Company Info |
High Point Federal Credit Union
Olean, NY |
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| NCUA Charter Number | 3607 | |||
| Phone Number | (716) 372-6607 | |||
| Website | www.highpointfcu.com | |||
| Asset Quality |
High Point Federal Credit Union
Olean, NY |
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| 1-Year Asset Growth | 3.54% | |||
| 5-Year Asset Growth | 5.68% | |||
| 5-Year Charge-Offs to Average Loans | 0.09% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 0.30% | |||
| Non-Performing Loans to Capital | 3.68% | |||
| Non-Performing Loans to Loans | 0.89% | |||
| Balance Sheet |
High Point Federal Credit Union
Olean, NY |
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| Total Assets | 411.50M | |||
| Total Deposits | 358.46M | |||
| Capital and Reserves |
High Point Federal Credit Union
Olean, NY |
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| Capital | 45.91M | |||
| Leverage Ratio | 14.02 | |||
| Loan Loss Reserves to Loans | 0.99% | |||
| Liquidity |
High Point Federal Credit Union
Olean, NY |
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| Hot Money Ratio | 12.48% | |||
| Liquidity Ratio | 15.74% | |||
| Profitability |
High Point Federal Credit Union
Olean, NY |
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| 5-Year Return on Average Assets | 0.57% | |||
| Net Income | 693.00K | |||
| Net Interest Spread | 3.05% | |||
| Operating Profit to Average Assets | 0.39% | |||
| Overhead Efficiency Ratio | 88.80% | |||
| Return on Assets | 0.34% | |||
| Return on Equity | 3.16% | |||