| Weiss Ratings |
High Point Federal Credit Union
Olean, NY |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 6.80 | |||
| Liquidity Index | 3.90 | |||
| Profitability Index | 1.20 | |||
| Stability Index | 6.80 | |||
| Company Info |
High Point Federal Credit Union
Olean, NY |
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| NCUA Charter Number | 3607 | |||
| Phone Number | (716) 372-6607 | |||
| Website | www.highpointfcu.com | |||
| Asset Quality |
High Point Federal Credit Union
Olean, NY |
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| 1-Year Asset Growth | -0.86% | |||
| 5-Year Asset Growth | 6.78% | |||
| 5-Year Charge-Offs to Average Loans | 0.10% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 0.19% | |||
| Non-Performing Loans to Capital | 1.93% | |||
| Non-Performing Loans to Loans | 0.40% | |||
| Balance Sheet |
High Point Federal Credit Union
Olean, NY |
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| Total Assets | 401.88M | |||
| Total Deposits | 356.93M | |||
| Capital and Reserves |
High Point Federal Credit Union
Olean, NY |
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| Capital | 36.97M | |||
| Leverage Ratio | 13.91 | |||
| Loan Loss Reserves to Loans | 1.11% | |||
| Liquidity |
High Point Federal Credit Union
Olean, NY |
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| Hot Money Ratio | 12.12% | |||
| Liquidity Ratio | 12.95% | |||
| Profitability |
High Point Federal Credit Union
Olean, NY |
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| 5-Year Return on Average Assets | 0.65% | |||
| Net Income | 384.00K | |||
| Net Interest Spread | 2.75% | |||
| Operating Profit to Average Assets | 0.25% | |||
| Overhead Efficiency Ratio | 92.37% | |||
| Return on Assets | 0.38% | |||
| Return on Equity | 4.15% | |||