| Weiss Ratings |
L'Oreal USA Federal Credit Union
Clark, NJ |
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| Rating | ||||
| Asset Quality Index | 9.80 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 1.30 | |||
| Stability Index | 5.50 | |||
| Company Info |
L'Oreal USA Federal Credit Union
Clark, NJ |
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| NCUA Charter Number | 3610 | |||
| Phone Number | (732) 499-6679 | |||
| Website | www.lorealusafcu.com | |||
| Asset Quality |
L'Oreal USA Federal Credit Union
Clark, NJ |
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| 1-Year Asset Growth | -5.30% | |||
| 5-Year Asset Growth | -2.33% | |||
| 5-Year Charge-Offs to Average Loans | 0.42% | |||
| Charge-Offs to Average Loans | 0.13% | |||
| Non-Performing Assets to Assets | 0.57% | |||
| Non-Performing Loans to Capital | 2.25% | |||
| Non-Performing Loans to Loans | 1.61% | |||
| Balance Sheet |
L'Oreal USA Federal Credit Union
Clark, NJ |
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| Total Assets | 21.53M | |||
| Total Deposits | 15.72M | |||
| Capital and Reserves |
L'Oreal USA Federal Credit Union
Clark, NJ |
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| Capital | 5.40M | |||
| Leverage Ratio | 25.08 | |||
| Loan Loss Reserves to Loans | 0.84% | |||
| Liquidity |
L'Oreal USA Federal Credit Union
Clark, NJ |
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| Hot Money Ratio | 0.00% | |||
| Liquidity Ratio | 13.22% | |||
| Profitability |
L'Oreal USA Federal Credit Union
Clark, NJ |
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| 5-Year Return on Average Assets | -0.15% | |||
| Net Income | -28.00K | |||
| Net Interest Spread | 3.37% | |||
| Operating Profit to Average Assets | -0.29% | |||
| Overhead Efficiency Ratio | 107.46% | |||
| Return on Assets | -0.26% | |||
| Return on Equity | -1.03% | |||