C
Hancock School Employees Federal Credit Union
Weirton,  WV
Rating Date
September 2025
Net Capital
Ratio
10.59
Leverage
Ratio
11.22
Return On
Assets
0.29%
Total
Assets
24.24M
Capital
2.57M
Total
Deposits
21.66M
Net
Income
35.00K
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Weiss Ratings Hancock School Employees Federal Credit Union
Weirton, WV 		Click to
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Rating C
Asset Quality Index 7.90
Capitalization Index 8.60
Liquidity Index 7.00
Profitability Index 0.80
Stability Index 5.30
Company Info Hancock School Employees Federal Credit Union
Weirton, WV 		Click to
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NCUA Charter Number 3612
Phone Number (304) 723-5605
Website www.hsefcu.com
Asset Quality Hancock School Employees Federal Credit Union
Weirton, WV 		Click to
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1-Year Asset Growth 0.17%
5-Year Asset Growth 4.02%
5-Year Charge-Offs to Average Loans 0.33%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 0.37%
Non-Performing Loans to Capital 3.28%
Non-Performing Loans to Loans 1.43%
Balance Sheet Hancock School Employees Federal Credit Union
Weirton, WV 		Click to
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Total Assets 24.24M
Total Deposits 21.66M
Capital and Reserves Hancock School Employees Federal Credit Union
Weirton, WV 		Click to
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Capital 2.57M
Leverage Ratio 11.22
Loan Loss Reserves to Loans 2.29%
Liquidity Hancock School Employees Federal Credit Union
Weirton, WV 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 24.44%
Profitability Hancock School Employees Federal Credit Union
Weirton, WV 		Click to
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5-Year Return on Average Assets 0.43%
Net Income 35.00K
Net Interest Spread 2.47%
Operating Profit to Average Assets 0.29%
Overhead Efficiency Ratio 87.54%
Return on Assets 0.29%
Return on Equity 2.75%