B
Cincinnati HealthCare Associates Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
14.40
Leverage
Ratio
14.43
Return On
Assets
1.58%
Total
Assets
19.27M
Capital
2.77M
Total
Deposits
16.36M
Net
Income
232.00K
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Weiss Ratings Cincinnati HealthCare Associates Federal Credit Union
Cincinnati, OH 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 5.40
Profitability Index 9.30
Stability Index 5.30
Company Info Cincinnati HealthCare Associates Federal Credit Union
Cincinnati, OH 		Click to
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NCUA Charter Number 3616
Phone Number (513) 585-2398
Website healfcu.org
Asset Quality Cincinnati HealthCare Associates Federal Credit Union
Cincinnati, OH 		Click to
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1-Year Asset Growth 2.25%
5-Year Asset Growth -0.94%
5-Year Charge-Offs to Average Loans 0.74%
Charge-Offs to Average Loans 0.82%
Non-Performing Assets to Assets 0.29%
Non-Performing Loans to Capital 1.90%
Non-Performing Loans to Loans 0.63%
Balance Sheet Cincinnati HealthCare Associates Federal Credit Union
Cincinnati, OH 		Click to
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Total Assets 19.27M
Total Deposits 16.36M
Capital and Reserves Cincinnati HealthCare Associates Federal Credit Union
Cincinnati, OH 		Click to
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Capital 2.77M
Leverage Ratio 14.43
Loan Loss Reserves to Loans 1.38%
Liquidity Cincinnati HealthCare Associates Federal Credit Union
Cincinnati, OH 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 31.96%
Profitability Cincinnati HealthCare Associates Federal Credit Union
Cincinnati, OH 		Click to
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5-Year Return on Average Assets 0.59%
Net Income 232.00K
Net Interest Spread 5.91%
Operating Profit to Average Assets 2.05%
Overhead Efficiency Ratio 68.72%
Return on Assets 1.58%
Return on Equity 11.60%