B
Allegacy Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Allegacy Federal Credit Union
Winston-Salem, NC
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Rating B
Asset Quality Index 9.20
Capitalization Index 8.40
Liquidity Index 2.70
Profitability Index 3.30
Stability Index 8.70
Company Info Allegacy Federal Credit Union
Winston-Salem, NC
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NCUA Charter Number 362
Phone Number (336) 774-3400
Website www.allegacy.org
Asset Quality Allegacy Federal Credit Union
Winston-Salem, NC
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1-Year Asset Growth 2.77%
5-Year Asset Growth 8.79%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.29%
Non-Performing Assets to Assets 0.36%
Non-Performing Loans to Capital 3.22%
Non-Performing Loans to Loans 0.44%
Balance Sheet Allegacy Federal Credit Union
Winston-Salem, NC
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Total Assets 2.32B
Total Deposits 1.98B
Capital and Reserves Allegacy Federal Credit Union
Winston-Salem, NC
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Capital 245.83M
Leverage Ratio 10.82
Loan Loss Reserves to Loans 0.94%
Liquidity Allegacy Federal Credit Union
Winston-Salem, NC
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Hot Money Ratio 18.14%
Liquidity Ratio 17.29%
Profitability Allegacy Federal Credit Union
Winston-Salem, NC
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5-Year Return on Average Assets 0.94%
Net Income 2.91M
Net Interest Spread 3.98%
Operating Profit to Average Assets 0.68%
Overhead Efficiency Ratio 87.22%
Return on Assets 0.51%
Return on Equity 4.75%