B
Allegacy Financial Federal Credit Union
Rating Date
June 2026
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Allegacy Federal Credit Union
Winston-Salem, NC
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Rating B
Asset Quality Index 6.90
Capitalization Index 9.80
Liquidity Index 2.30
Profitability Index 5.70
Stability Index 5.70
Company Info Allegacy Federal Credit Union
Winston-Salem, NC
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NCUA Charter Number 362
Phone Number (336) 774-3400
Website www.allegacy.org
Asset Quality Allegacy Federal Credit Union
Winston-Salem, NC
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1-Year Asset Growth 3.85%
5-Year Asset Growth 7.61%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.18%
Non-Performing Assets to Assets 0.81%
Non-Performing Loans to Capital 6.54%
Non-Performing Loans to Loans 0.98%
Balance Sheet Allegacy Federal Credit Union
Winston-Salem, NC
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Total Assets 2.41B
Total Deposits 2.05B
Capital and Reserves Allegacy Federal Credit Union
Winston-Salem, NC
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Capital 279.27M
Leverage Ratio 11.53
Loan Loss Reserves to Loans 0.99%
Liquidity Allegacy Federal Credit Union
Winston-Salem, NC
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Hot Money Ratio 15.23%
Liquidity Ratio 11.91%
Profitability Allegacy Federal Credit Union
Winston-Salem, NC
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5-Year Return on Average Assets 0.90%
Net Income 12.60M
Net Interest Spread 4.22%
Operating Profit to Average Assets 0.93%
Overhead Efficiency Ratio 83.76%
Return on Assets 0.70%
Return on Equity 6.21%