B
Allegacy Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Allegacy Federal Credit Union
Winston-Salem, NC
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Rating B
Asset Quality Index 8.80
Capitalization Index 8.90
Liquidity Index 2.90
Profitability Index 5.90
Stability Index 8.30
Company Info Allegacy Federal Credit Union
Winston-Salem, NC
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NCUA Charter Number 362
Phone Number (336) 774-3400
Website www.allegacy.org
Asset Quality Allegacy Federal Credit Union
Winston-Salem, NC
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1-Year Asset Growth 5.18%
5-Year Asset Growth 7.61%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.24%
Non-Performing Assets to Assets 0.42%
Non-Performing Loans to Capital 3.60%
Non-Performing Loans to Loans 0.52%
Balance Sheet Allegacy Federal Credit Union
Winston-Salem, NC
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Total Assets 2.44B
Total Deposits 2.09B
Capital and Reserves Allegacy Federal Credit Union
Winston-Salem, NC
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Capital 266.89M
Leverage Ratio 11.01
Loan Loss Reserves to Loans 0.94%
Liquidity Allegacy Federal Credit Union
Winston-Salem, NC
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Hot Money Ratio 16.94%
Liquidity Ratio 19.07%
Profitability Allegacy Federal Credit Union
Winston-Salem, NC
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5-Year Return on Average Assets 0.90%
Net Income 3.42M
Net Interest Spread 4.08%
Operating Profit to Average Assets 0.76%
Overhead Efficiency Ratio 85.97%
Return on Assets 0.57%
Return on Equity 5.15%