B
Allegacy Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Allegacy Federal Credit Union
Winston-Salem, NC
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Rating B
Asset Quality Index 8.80
Capitalization Index 9.30
Liquidity Index 2.50
Profitability Index 4.50
Stability Index 8.90
Company Info Allegacy Federal Credit Union
Winston-Salem, NC
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NCUA Charter Number 362
Phone Number (336) 774-3400
Website www.allegacy.org
Asset Quality Allegacy Federal Credit Union
Winston-Salem, NC
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1-Year Asset Growth 4.06%
5-Year Asset Growth 8.79%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.22%
Non-Performing Assets to Assets 0.45%
Non-Performing Loans to Capital 3.79%
Non-Performing Loans to Loans 0.55%
Balance Sheet Allegacy Federal Credit Union
Winston-Salem, NC
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Total Assets 2.32B
Total Deposits 1.93B
Capital and Reserves Allegacy Federal Credit Union
Winston-Salem, NC
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Capital 260.74M
Leverage Ratio 11.27
Loan Loss Reserves to Loans 0.92%
Liquidity Allegacy Federal Credit Union
Winston-Salem, NC
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Hot Money Ratio 16.22%
Liquidity Ratio 16.81%
Profitability Allegacy Federal Credit Union
Winston-Salem, NC
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5-Year Return on Average Assets 0.94%
Net Income 13.24M
Net Interest Spread 4.11%
Operating Profit to Average Assets 0.94%
Overhead Efficiency Ratio 83.02%
Return on Assets 0.77%
Return on Equity 7.05%