B
Allegacy Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Allegacy Federal Credit Union
Winston-Salem, NC
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Rating B
Asset Quality Index 6.90
Capitalization Index 9.80
Liquidity Index 2.30
Profitability Index 5.70
Stability Index 5.70
Company Info Allegacy Federal Credit Union
Winston-Salem, NC
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NCUA Charter Number 362
Phone Number (336) 774-3400
Website www.allegacy.org
Asset Quality Allegacy Federal Credit Union
Winston-Salem, NC
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1-Year Asset Growth 3.85%
5-Year Asset Growth 7.61%
5-Year Charge-Offs to Average Loans 0.11%
Charge-Offs to Average Loans 0.18%
Non-Performing Assets to Assets 0.81%
Non-Performing Loans to Capital 6.54%
Non-Performing Loans to Loans 0.98%
Balance Sheet Allegacy Federal Credit Union
Winston-Salem, NC
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Total Assets 2.41B
Total Deposits 2.05B
Capital and Reserves Allegacy Federal Credit Union
Winston-Salem, NC
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Capital 279.27M
Leverage Ratio 11.53
Loan Loss Reserves to Loans 0.99%
Liquidity Allegacy Federal Credit Union
Winston-Salem, NC
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Hot Money Ratio 15.23%
Liquidity Ratio 11.91%
Profitability Allegacy Federal Credit Union
Winston-Salem, NC
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5-Year Return on Average Assets 0.90%
Net Income 12.60M
Net Interest Spread 4.22%
Operating Profit to Average Assets 0.93%
Overhead Efficiency Ratio 83.76%
Return on Assets 0.70%
Return on Equity 6.21%