C
SCF Westchester N. Y. Employees Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
20.75
Leverage
Ratio
20.75
Return On
Assets
2.38%
Total
Assets
1.79M
Capital
372.00K
Total
Deposits
1.43M
Net
Income
32.00K
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Weiss Ratings SCF Westchester N. Y. Employees Federal Credit Union
White Plains, NY 		Click to
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Rating C
Asset Quality Index 7.70
Capitalization Index 10.00
Liquidity Index 7.70
Profitability Index 6.60
Stability Index 5.00
Company Info SCF Westchester N. Y. Employees Federal Credit Union
White Plains, NY 		Click to
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NCUA Charter Number 3626
Phone Number (914) 694-3421
Website --
Asset Quality SCF Westchester N. Y. Employees Federal Credit Union
White Plains, NY 		Click to
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1-Year Asset Growth 8.08%
5-Year Asset Growth -0.07%
5-Year Charge-Offs to Average Loans 0.75%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.34%
Non-Performing Loans to Capital 6.19%
Non-Performing Loans to Loans 5.13%
Balance Sheet SCF Westchester N. Y. Employees Federal Credit Union
White Plains, NY 		Click to
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Total Assets 1.79M
Total Deposits 1.43M
Capital and Reserves SCF Westchester N. Y. Employees Federal Credit Union
White Plains, NY 		Click to
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Capital 372.00K
Leverage Ratio 20.75
Loan Loss Reserves to Loans 3.42%
Liquidity SCF Westchester N. Y. Employees Federal Credit Union
White Plains, NY 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 85.08%
Profitability SCF Westchester N. Y. Employees Federal Credit Union
White Plains, NY 		Click to
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5-Year Return on Average Assets 0.01%
Net Income 32.00K
Net Interest Spread 10.58%
Operating Profit to Average Assets 2.45%
Overhead Efficiency Ratio 28.26%
Return on Assets 2.38%
Return on Equity 9.85%