C
Union Building Trades Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
12.85
Leverage
Ratio
12.85
Return On
Assets
0.01%
Total
Assets
84.31M
Capital
10.80M
Total
Deposits
70.90M
Net
Income
4.00K
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Weiss Ratings Union Building Trades Federal Credit Union
Parsippany, NJ 		Click to
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Rating C
Asset Quality Index 8.30
Capitalization Index 10.00
Liquidity Index 3.70
Profitability Index 1.80
Stability Index 6.20
Company Info Union Building Trades Federal Credit Union
Parsippany, NJ 		Click to
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NCUA Charter Number 3628
Phone Number (973) 263-0001
Website ubtfcu.org
Asset Quality Union Building Trades Federal Credit Union
Parsippany, NJ 		Click to
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1-Year Asset Growth 0.30%
5-Year Asset Growth 0.18%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.16%
Non-Performing Assets to Assets 0.61%
Non-Performing Loans to Capital 4.63%
Non-Performing Loans to Loans 1.47%
Balance Sheet Union Building Trades Federal Credit Union
Parsippany, NJ 		Click to
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Total Assets 84.31M
Total Deposits 70.90M
Capital and Reserves Union Building Trades Federal Credit Union
Parsippany, NJ 		Click to
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Capital 10.80M
Leverage Ratio 12.85
Loan Loss Reserves to Loans 1.08%
Liquidity Union Building Trades Federal Credit Union
Parsippany, NJ 		Click to
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Hot Money Ratio 4.94%
Liquidity Ratio 18.74%
Profitability Union Building Trades Federal Credit Union
Parsippany, NJ 		Click to
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5-Year Return on Average Assets -0.06%
Net Income 4.00K
Net Interest Spread 4.21%
Operating Profit to Average Assets 0.01%
Overhead Efficiency Ratio 99.87%
Return on Assets 0.01%
Return on Equity 0.05%