Union Building Trades Federal Credit Union

Parsippany, NJ

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

Return On
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Total
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Capital

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Weiss Ratings	Union Building Trades Federal Credit Union Parsippany, NJ	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	7.40
Capitalization Index	10.00
Liquidity Index	3.50
Profitability Index	1.20
Stability Index	5.60

Company Info	Union Building Trades Federal Credit Union Parsippany, NJ	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	3628
Phone Number	(973) 263-0001
Website	www.ubtfcu.org

Asset Quality	Union Building Trades Federal Credit Union Parsippany, NJ	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-5.73%
5-Year Asset Growth	1.49%
5-Year Charge-Offs to Average Loans	0.13%
Charge-Offs to Average Loans	0.18%
Non-Performing Assets to Assets	0.78%
Non-Performing Loans to Capital	6.00%
Non-Performing Loans to Loans	1.80%

Balance Sheet	Union Building Trades Federal Credit Union Parsippany, NJ	Click to Compare	Click to Compare	Click to Compare
Total Assets	85.94M
Total Deposits	73.13M

Capital and Reserves	Union Building Trades Federal Credit Union Parsippany, NJ	Click to Compare	Click to Compare	Click to Compare
Capital	10.73M
Leverage Ratio	12.53
Loan Loss Reserves to Loans	1.19%

Liquidity	Union Building Trades Federal Credit Union Parsippany, NJ	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	3.67%
Liquidity Ratio	25.25%

Profitability	Union Building Trades Federal Credit Union Parsippany, NJ	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.06%
Net Income	26.00K
Net Interest Spread	3.72%
Operating Profit to Average Assets	0.12%
Overhead Efficiency Ratio	97.20%
Return on Assets	0.12%
Return on Equity	0.97%