C
Union Building Trades Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
12.89
Leverage
Ratio
12.89
Return On
Assets
-0.03%
Total
Assets
83.90M
Capital
10.78M
Total
Deposits
70.59M
Net
Income
-14.00K
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Weiss Ratings Union Building Trades Federal Credit Union
Parsippany, NJ 		Click to
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Rating C
Asset Quality Index 8.30
Capitalization Index 10.00
Liquidity Index 3.70
Profitability Index 1.60
Stability Index 6.20
Company Info Union Building Trades Federal Credit Union
Parsippany, NJ 		Click to
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NCUA Charter Number 3628
Phone Number (973) 263-0001
Website ubtfcu.org
Asset Quality Union Building Trades Federal Credit Union
Parsippany, NJ 		Click to
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1-Year Asset Growth -0.64%
5-Year Asset Growth 0.18%
5-Year Charge-Offs to Average Loans 0.08%
Charge-Offs to Average Loans 0.13%
Non-Performing Assets to Assets 0.62%
Non-Performing Loans to Capital 4.63%
Non-Performing Loans to Loans 1.47%
Balance Sheet Union Building Trades Federal Credit Union
Parsippany, NJ 		Click to
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Total Assets 83.90M
Total Deposits 70.59M
Capital and Reserves Union Building Trades Federal Credit Union
Parsippany, NJ 		Click to
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Capital 10.78M
Leverage Ratio 12.89
Loan Loss Reserves to Loans 1.13%
Liquidity Union Building Trades Federal Credit Union
Parsippany, NJ 		Click to
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Hot Money Ratio 5.19%
Liquidity Ratio 19.02%
Profitability Union Building Trades Federal Credit Union
Parsippany, NJ 		Click to
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5-Year Return on Average Assets -0.06%
Net Income -14.00K
Net Interest Spread 4.15%
Operating Profit to Average Assets -0.04%
Overhead Efficiency Ratio 100.76%
Return on Assets -0.03%
Return on Equity -0.26%