A
Finger Lakes Health Care Federal Credit Union
ElmiraNY
Rating Date
July 2025
Net Capital
Ratio
Leverage
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Return On
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Total
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Capital
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Weiss Ratings Finger Lakes Health Care Federal Credit Union
Elmira, NY
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 7.50
Profitability Index 8.10
Stability Index 7.70
Company Info Finger Lakes Health Care Federal Credit Union
Elmira, NY
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NCUA Charter Number 3634
Phone Number (607) 733-1304
Website www.flhc.com
Asset Quality Finger Lakes Health Care Federal Credit Union
Elmira, NY
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1-Year Asset Growth 6.72%
5-Year Asset Growth 5.34%
5-Year Charge-Offs to Average Loans 0.12%
Charge-Offs to Average Loans 0.33%
Non-Performing Assets to Assets 0.01%
Non-Performing Loans to Capital 0.08%
Non-Performing Loans to Loans 0.05%
Balance Sheet Finger Lakes Health Care Federal Credit Union
Elmira, NY
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Total Assets 33.22M
Total Deposits 28.14M
Capital and Reserves Finger Lakes Health Care Federal Credit Union
Elmira, NY
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Capital 5.04M
Leverage Ratio 15.23
Loan Loss Reserves to Loans 0.87%
Liquidity Finger Lakes Health Care Federal Credit Union
Elmira, NY
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Hot Money Ratio 4.53%
Liquidity Ratio 42.53%
Profitability Finger Lakes Health Care Federal Credit Union
Elmira, NY
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5-Year Return on Average Assets 0.59%
Net Income 158.00K
Net Interest Spread 4.00%
Operating Profit to Average Assets 1.92%
Overhead Efficiency Ratio 63.08%
Return on Assets 1.92%
Return on Equity 12.69%