B
The United Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The United Federal Credit Union
Morgantown, WV
Click to
Compare
Click to
Compare
Click to
Compare
Rating B
Asset Quality Index 7.00
Capitalization Index 10.00
Liquidity Index 2.80
Profitability Index 5.20
Stability Index 9.10
Company Info The United Federal Credit Union
Morgantown, WV
Click to
Compare
Click to
Compare
Click to
Compare
NCUA Charter Number 3636
Phone Number (304) 598-5010
Website www.tufcu.org
Asset Quality The United Federal Credit Union
Morgantown, WV
Click to
Compare
Click to
Compare
Click to
Compare
1-Year Asset Growth -0.19%
5-Year Asset Growth 1.15%
5-Year Charge-Offs to Average Loans 0.47%
Charge-Offs to Average Loans 0.30%
Non-Performing Assets to Assets 3.13%
Non-Performing Loans to Capital 8.39%
Non-Performing Loans to Loans 2.58%
Balance Sheet The United Federal Credit Union
Morgantown, WV
Click to
Compare
Click to
Compare
Click to
Compare
Total Assets 105.51M
Total Deposits 75.90M
Capital and Reserves The United Federal Credit Union
Morgantown, WV
Click to
Compare
Click to
Compare
Click to
Compare
Capital 29.41M
Leverage Ratio 27.88
Loan Loss Reserves to Loans 0.60%
Liquidity The United Federal Credit Union
Morgantown, WV
Click to
Compare
Click to
Compare
Click to
Compare
Hot Money Ratio 24.13%
Liquidity Ratio 24.37%
Profitability The United Federal Credit Union
Morgantown, WV
Click to
Compare
Click to
Compare
Click to
Compare
5-Year Return on Average Assets 1.40%
Net Income 445.00K
Net Interest Spread 3.74%
Operating Profit to Average Assets 1.00%
Overhead Efficiency Ratio 76.96%
Return on Assets 0.84%
Return on Equity 3.05%