B
The United Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings The United Federal Credit Union
Morgantown, WV
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Rating B
Asset Quality Index 7.80
Capitalization Index 10.00
Liquidity Index 2.80
Profitability Index 8.80
Stability Index 6.30
Company Info The United Federal Credit Union
Morgantown, WV
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NCUA Charter Number 3636
Phone Number (304) 598-5010
Website www.tufcu.org
Asset Quality The United Federal Credit Union
Morgantown, WV
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1-Year Asset Growth 1.04%
5-Year Asset Growth 2.01%
5-Year Charge-Offs to Average Loans 0.55%
Charge-Offs to Average Loans 0.35%
Non-Performing Assets to Assets 1.57%
Non-Performing Loans to Capital 5.80%
Non-Performing Loans to Loans 1.67%
Balance Sheet The United Federal Credit Union
Morgantown, WV
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Total Assets 106.46M
Total Deposits 77.99M
Capital and Reserves The United Federal Credit Union
Morgantown, WV
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Capital 28.10M
Leverage Ratio 26.39
Loan Loss Reserves to Loans 0.77%
Liquidity The United Federal Credit Union
Morgantown, WV
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Hot Money Ratio 21.70%
Liquidity Ratio 16.96%
Profitability The United Federal Credit Union
Morgantown, WV
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5-Year Return on Average Assets 1.53%
Net Income 355.00K
Net Interest Spread 3.99%
Operating Profit to Average Assets 1.46%
Overhead Efficiency Ratio 65.93%
Return on Assets 1.35%
Return on Equity 5.09%