B
Northern Kentucky Federal Credit Union
Rating Date
May 2024
Net Capital
Ratio
10.99
Leverage
Ratio
11.02
Return On
Assets
1.77%
Total
Assets
41.24M
Capital
4.53M
Total
Deposits
35.81M
Net
Income
181.00K
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Weiss Ratings Northern Kentucky Federal Credit Union
Highland Heights, KY 		Click to
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Rating B
Asset Quality Index 8.50
Capitalization Index 9.20
Liquidity Index 6.70
Profitability Index 6.80
Stability Index 4.60
Company Info Northern Kentucky Federal Credit Union
Highland Heights, KY 		Click to
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NCUA Charter Number 3640
Phone Number (859) 441-3405
Website www.nkfcu.org
Asset Quality Northern Kentucky Federal Credit Union
Highland Heights, KY 		Click to
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1-Year Asset Growth -8.67%
5-Year Asset Growth 16.69%
5-Year Charge-Offs to Average Loans 0.19%
Charge-Offs to Average Loans -0.50%
Non-Performing Assets to Assets 0.25%
Non-Performing Loans to Capital 2.27%
Non-Performing Loans to Loans 0.66%
Balance Sheet Northern Kentucky Federal Credit Union
Highland Heights, KY 		Click to
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Total Assets 41.24M
Total Deposits 35.81M
Capital and Reserves Northern Kentucky Federal Credit Union
Highland Heights, KY 		Click to
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Capital 4.53M
Leverage Ratio 11.02
Loan Loss Reserves to Loans 0.54%
Liquidity Northern Kentucky Federal Credit Union
Highland Heights, KY 		Click to
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Hot Money Ratio 0.61%
Liquidity Ratio 42.76%
Profitability Northern Kentucky Federal Credit Union
Highland Heights, KY 		Click to
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5-Year Return on Average Assets 0.56%
Net Income 181.00K
Net Interest Spread 4.54%
Operating Profit to Average Assets 1.51%
Overhead Efficiency Ratio 67.85%
Return on Assets 1.77%
Return on Equity 16.30%