B
Northern Kentucky Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
12.60
Leverage
Ratio
12.61
Return On
Assets
1.68%
Total
Assets
42.38M
Capital
5.34M
Total
Deposits
36.43M
Net
Income
351.00K
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Weiss Ratings Northern Kentucky Federal Credit Union
Highland Heights, KY 		Click to
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Rating B
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 6.50
Profitability Index 9.00
Stability Index 5.80
Company Info Northern Kentucky Federal Credit Union
Highland Heights, KY 		Click to
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NCUA Charter Number 3640
Phone Number (859) 441-3405
Website www.nkfcu.org
Asset Quality Northern Kentucky Federal Credit Union
Highland Heights, KY 		Click to
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1-Year Asset Growth 2.20%
5-Year Asset Growth 16.68%
5-Year Charge-Offs to Average Loans 0.16%
Charge-Offs to Average Loans 0.02%
Non-Performing Assets to Assets 0.25%
Non-Performing Loans to Capital 1.05%
Non-Performing Loans to Loans 0.33%
Balance Sheet Northern Kentucky Federal Credit Union
Highland Heights, KY 		Click to
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Total Assets 42.38M
Total Deposits 36.43M
Capital and Reserves Northern Kentucky Federal Credit Union
Highland Heights, KY 		Click to
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Capital 5.34M
Leverage Ratio 12.61
Loan Loss Reserves to Loans 0.37%
Liquidity Northern Kentucky Federal Credit Union
Highland Heights, KY 		Click to
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Hot Money Ratio 1.46%
Liquidity Ratio 36.46%
Profitability Northern Kentucky Federal Credit Union
Highland Heights, KY 		Click to
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5-Year Return on Average Assets 0.69%
Net Income 351.00K
Net Interest Spread 5.39%
Operating Profit to Average Assets 1.63%
Overhead Efficiency Ratio 67.79%
Return on Assets 1.68%
Return on Equity 13.58%