| Weiss Ratings |
Somerset Federal Credit Union
Somerset, MA |
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| Rating | ||||
| Asset Quality Index | 8.70 | |||
| Capitalization Index | 7.90 | |||
| Liquidity Index | 2.60 | |||
| Profitability Index | 3.60 | |||
| Stability Index | 6.90 | |||
| Company Info |
Somerset Federal Credit Union
Somerset, MA |
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| NCUA Charter Number | 365 | |||
| Phone Number | (508) 678-2851 | |||
| Website | www.somersetfcu.com | |||
| Asset Quality |
Somerset Federal Credit Union
Somerset, MA |
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| 1-Year Asset Growth | 2.75% | |||
| 5-Year Asset Growth | 10.28% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.06% | |||
| Non-Performing Assets to Assets | 0.50% | |||
| Non-Performing Loans to Capital | 4.86% | |||
| Non-Performing Loans to Loans | 0.63% | |||
| Balance Sheet |
Somerset Federal Credit Union
Somerset, MA |
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| Total Assets | 234.71M | |||
| Total Deposits | 200.59M | |||
| Capital and Reserves |
Somerset Federal Credit Union
Somerset, MA |
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| Capital | 23.68M | |||
| Leverage Ratio | 12.57 | |||
| Loan Loss Reserves to Loans | 0.22% | |||
| Liquidity |
Somerset Federal Credit Union
Somerset, MA |
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| Hot Money Ratio | 14.73% | |||
| Liquidity Ratio | 14.12% | |||
| Profitability |
Somerset Federal Credit Union
Somerset, MA |
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| 5-Year Return on Average Assets | 0.48% | |||
| Net Income | 430.00K | |||
| Net Interest Spread | 3.02% | |||
| Operating Profit to Average Assets | 0.77% | |||
| Overhead Efficiency Ratio | 76.53% | |||
| Return on Assets | 0.73% | |||
| Return on Equity | 7.31% | |||