| Weiss Ratings |
Somerset Federal Credit Union
Somerset, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 9.60 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 4.50 | |||
| Stability Index | 7.40 | |||
| Company Info |
Somerset Federal Credit Union
Somerset, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 365 | |||
| Phone Number | (508) 678-2851 | |||
| Website | www.somersetfcu.com | |||
| Asset Quality |
Somerset Federal Credit Union
Somerset, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 5.75% | |||
| 5-Year Asset Growth | 9.30% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.06% | |||
| Non-Performing Loans to Capital | 0.54% | |||
| Non-Performing Loans to Loans | 0.09% | |||
| Balance Sheet |
Somerset Federal Credit Union
Somerset, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 249.61M | |||
| Total Deposits | 215.39M | |||
| Capital and Reserves |
Somerset Federal Credit Union
Somerset, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 28.16M | |||
| Leverage Ratio | 12.66 | |||
| Loan Loss Reserves to Loans | 0.18% | |||
| Liquidity |
Somerset Federal Credit Union
Somerset, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 18.14% | |||
| Liquidity Ratio | 11.94% | |||
| Profitability |
Somerset Federal Credit Union
Somerset, MA |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.48% | |||
| Net Income | 1.18M | |||
| Net Interest Spread | 3.00% | |||
| Operating Profit to Average Assets | 0.65% | |||
| Overhead Efficiency Ratio | 80.72% | |||
| Return on Assets | 0.65% | |||
| Return on Equity | 5.90% | |||