| Weiss Ratings |
Somerset Federal Credit Union
Somerset, MA |
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| Rating | ||||
| Asset Quality Index | 9.50 | |||
| Capitalization Index | 9.00 | |||
| Liquidity Index | 2.70 | |||
| Profitability Index | 1.60 | |||
| Stability Index | 7.40 | |||
| Company Info |
Somerset Federal Credit Union
Somerset, MA |
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| NCUA Charter Number | 365 | |||
| Phone Number | (508) 678-2851 | |||
| Website | www.somersetfcu.com | |||
| Asset Quality |
Somerset Federal Credit Union
Somerset, MA |
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| 1-Year Asset Growth | 4.89% | |||
| 5-Year Asset Growth | 9.30% | |||
| 5-Year Charge-Offs to Average Loans | 0.02% | |||
| Charge-Offs to Average Loans | 0.02% | |||
| Non-Performing Assets to Assets | 0.23% | |||
| Non-Performing Loans to Capital | 1.87% | |||
| Non-Performing Loans to Loans | 0.17% | |||
| Balance Sheet |
Somerset Federal Credit Union
Somerset, MA |
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| Total Assets | 243.13M | |||
| Total Deposits | 214.96M | |||
| Capital and Reserves |
Somerset Federal Credit Union
Somerset, MA |
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| Capital | 27.13M | |||
| Leverage Ratio | 12.75 | |||
| Loan Loss Reserves to Loans | 0.19% | |||
| Liquidity |
Somerset Federal Credit Union
Somerset, MA |
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| Hot Money Ratio | 17.41% | |||
| Liquidity Ratio | 13.05% | |||
| Profitability |
Somerset Federal Credit Union
Somerset, MA |
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| 5-Year Return on Average Assets | 0.48% | |||
| Net Income | 580.00K | |||
| Net Interest Spread | 2.97% | |||
| Operating Profit to Average Assets | 0.49% | |||
| Overhead Efficiency Ratio | 87.01% | |||
| Return on Assets | 0.48% | |||
| Return on Equity | 4.41% | |||