C
Messiah Baptist Church Federal Credit Union
Rating Date
September 2025
Net Capital
Ratio
9.55
Leverage
Ratio
9.55
Return On
Assets
0.72%
Total
Assets
576.00K
Capital
55.00K
Total
Deposits
480.00K
Net
Income
2.00K
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Weiss Ratings Messiah Baptist Church Federal Credit Union
East Orange, NJ 		Click to
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Rating C
Asset Quality Index 3.40
Capitalization Index 7.10
Liquidity Index 5.50
Profitability Index 4.90
Stability Index 3.00
Company Info Messiah Baptist Church Federal Credit Union
East Orange, NJ 		Click to
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NCUA Charter Number 3654
Phone Number (973) 676-7374
Website www.mbcfcu.org
Asset Quality Messiah Baptist Church Federal Credit Union
East Orange, NJ 		Click to
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1-Year Asset Growth 27.72%
5-Year Asset Growth 14.87%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 2.26%
Non-Performing Loans to Capital 21.31%
Non-Performing Loans to Loans 4.32%
Balance Sheet Messiah Baptist Church Federal Credit Union
East Orange, NJ 		Click to
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Total Assets 576.00K
Total Deposits 480.00K
Capital and Reserves Messiah Baptist Church Federal Credit Union
East Orange, NJ 		Click to
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Capital 55.00K
Leverage Ratio 9.55
Loan Loss Reserves to Loans 1.99%
Liquidity Messiah Baptist Church Federal Credit Union
East Orange, NJ 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 44.11%
Profitability Messiah Baptist Church Federal Credit Union
East Orange, NJ 		Click to
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5-Year Return on Average Assets 1.32%
Net Income 2.00K
Net Interest Spread 9.25%
Operating Profit to Average Assets 0.72%
Overhead Efficiency Ratio 88.24%
Return on Assets 0.72%
Return on Equity 7.41%