C
Messiah Baptist Church Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
9.67
Leverage
Ratio
9.84
Return On
Assets
0.94%
Total
Assets
610.00K
Capital
59.00K
Total
Deposits
520.00K
Net
Income
4.00K
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Weiss Ratings Messiah Baptist Church Federal Credit Union
East Orange, NJ 		Click to
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Rating C
Asset Quality Index 5.10
Capitalization Index 7.30
Liquidity Index 5.80
Profitability Index 5.60
Stability Index 3.00
Company Info Messiah Baptist Church Federal Credit Union
East Orange, NJ 		Click to
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NCUA Charter Number 3654
Phone Number (973) 676-7374
Website www.mbcfcu.org
Asset Quality Messiah Baptist Church Federal Credit Union
East Orange, NJ 		Click to
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1-Year Asset Growth 16.63%
5-Year Asset Growth 14.87%
5-Year Charge-Offs to Average Loans 0.00%
Charge-Offs to Average Loans 0.00%
Non-Performing Assets to Assets 1.31%
Non-Performing Loans to Capital 12.31%
Non-Performing Loans to Loans 2.58%
Balance Sheet Messiah Baptist Church Federal Credit Union
East Orange, NJ 		Click to
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Total Assets 610.00K
Total Deposits 520.00K
Capital and Reserves Messiah Baptist Church Federal Credit Union
East Orange, NJ 		Click to
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Capital 59.00K
Leverage Ratio 9.84
Loan Loss Reserves to Loans 1.94%
Liquidity Messiah Baptist Church Federal Credit Union
East Orange, NJ 		Click to
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Hot Money Ratio 0.00%
Liquidity Ratio 47.18%
Profitability Messiah Baptist Church Federal Credit Union
East Orange, NJ 		Click to
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5-Year Return on Average Assets 1.32%
Net Income 4.00K
Net Interest Spread 8.86%
Operating Profit to Average Assets 1.17%
Overhead Efficiency Ratio 80.77%
Return on Assets 0.94%
Return on Equity 9.70%