Berkeley County Public Schools Federal Credit Union

Martinsburg, WV

Rating Date

July 2025

Net Capital
Ratio

Leverage
Ratio

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Assets

Total
Assets

Capital

Total
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Weiss Ratings	Berkeley County Public Schools Federal Credit Union Martinsburg, WV	Click to Compare	Click to Compare	Click to Compare
Rating	D
Asset Quality Index	7.10
Capitalization Index	6.00
Liquidity Index	5.70
Profitability Index	9.50
Stability Index	3.00

Company Info	Berkeley County Public Schools Federal Credit Union Martinsburg, WV	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	3658
Phone Number	(304) 263-0902
Website	www.bcpsfcu.com

Asset Quality	Berkeley County Public Schools Federal Credit Union Martinsburg, WV	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	1.09%
5-Year Asset Growth	6.30%
5-Year Charge-Offs to Average Loans	0.01%
Charge-Offs to Average Loans	0.46%
Non-Performing Assets to Assets	0.08%
Non-Performing Loans to Capital	5.68%
Non-Performing Loans to Loans	1.05%

Balance Sheet	Berkeley County Public Schools Federal Credit Union Martinsburg, WV	Click to Compare	Click to Compare	Click to Compare
Total Assets	7.85M
Total Deposits	7.14M

Capital and Reserves	Berkeley County Public Schools Federal Credit Union Martinsburg, WV	Click to Compare	Click to Compare	Click to Compare
Capital	701.00K
Leverage Ratio	8.93
Loan Loss Reserves to Loans	1.38%

Liquidity	Berkeley County Public Schools Federal Credit Union Martinsburg, WV	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	33.26%

Profitability	Berkeley County Public Schools Federal Credit Union Martinsburg, WV	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.62%
Net Income	58.00K
Net Interest Spread	5.40%
Operating Profit to Average Assets	1.47%
Overhead Efficiency Ratio	68.32%
Return on Assets	1.47%
Return on Equity	17.26%