Berkeley County Public Schools Federal Credit Union

Martinsburg, WV

Rating Date

May 2024

Net Capital
Ratio

Leverage
Ratio

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Total
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Capital

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Weiss Ratings	Berkeley County Public Schools Federal Credit Union Martinsburg, WV	Click to Compare	Click to Compare	Click to Compare
Rating	D
Asset Quality Index	8.70
Capitalization Index	5.70
Liquidity Index	5.30
Profitability Index	9.30
Stability Index	3.00

Company Info	Berkeley County Public Schools Federal Credit Union Martinsburg, WV	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	3658
Phone Number	(304) 263-0902
Website	www.bcpsfcu.com

Asset Quality	Berkeley County Public Schools Federal Credit Union Martinsburg, WV	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-4.67%
5-Year Asset Growth	7.63%
5-Year Charge-Offs to Average Loans	0.05%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.00%
Non-Performing Loans to Capital	0.00%
Non-Performing Loans to Loans	0.00%

Balance Sheet	Berkeley County Public Schools Federal Credit Union Martinsburg, WV	Click to Compare	Click to Compare	Click to Compare
Total Assets	7.59M
Total Deposits	6.97M

Capital and Reserves	Berkeley County Public Schools Federal Credit Union Martinsburg, WV	Click to Compare	Click to Compare	Click to Compare
Capital	613.00K
Leverage Ratio	8.08
Loan Loss Reserves to Loans	0.92%

Liquidity	Berkeley County Public Schools Federal Credit Union Martinsburg, WV	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	22.04%

Profitability	Berkeley County Public Schools Federal Credit Union Martinsburg, WV	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.40%
Net Income	99.00K
Net Interest Spread	5.16%
Operating Profit to Average Assets	1.64%
Overhead Efficiency Ratio	63.31%
Return on Assets	1.64%
Return on Equity	23.40%