Polam Federal Credit Union
| Weiss Ratings |
Polam Federal Credit Union
Redwood City, CA |
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| Rating | ||||
| Asset Quality Index | 8.60 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.90 | |||
| Profitability Index | 1.80 | |||
| Stability Index | 6.70 | |||
| Company Info |
Polam Federal Credit Union
Redwood City, CA |
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| NCUA Charter Number | 3659 | |||
| Phone Number | (650) 367-8940 | |||
| Website | www.polamfcu.com | |||
| Asset Quality |
Polam Federal Credit Union
Redwood City, CA |
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| 1-Year Asset Growth | -10.54% | |||
| 5-Year Asset Growth | 1.93% | |||
| 5-Year Charge-Offs to Average Loans | 0.01% | |||
| Charge-Offs to Average Loans | 0.05% | |||
| Non-Performing Assets to Assets | 0.68% | |||
| Non-Performing Loans to Capital | 4.72% | |||
| Non-Performing Loans to Loans | 0.79% | |||
| Balance Sheet |
Polam Federal Credit Union
Redwood City, CA |
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| Total Assets | 77.07M | |||
| Total Deposits | 65.45M | |||
| Capital and Reserves |
Polam Federal Credit Union
Redwood City, CA |
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| Capital | 10.77M | |||
| Leverage Ratio | 13.97 | |||
| Loan Loss Reserves to Loans | 0.61% | |||
| Liquidity |
Polam Federal Credit Union
Redwood City, CA |
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| Hot Money Ratio | 13.59% | |||
| Liquidity Ratio | 5.54% | |||
| Profitability |
Polam Federal Credit Union
Redwood City, CA |
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| 5-Year Return on Average Assets | 0.34% | |||
| Net Income | -17.00K | |||
| Net Interest Spread | 2.95% | |||
| Operating Profit to Average Assets | -0.08% | |||
| Overhead Efficiency Ratio | 102.32% | |||
| Return on Assets | -0.09% | |||
| Return on Equity | -0.63% | |||