Polam Federal Credit Union
| Weiss Ratings |
Polam Federal Credit Union
Redwood City, CA |
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| Rating | ||||
| Asset Quality Index | 8.50 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 1.70 | |||
| Profitability Index | 0.90 | |||
| Stability Index | 6.00 | |||
| Company Info |
Polam Federal Credit Union
Redwood City, CA |
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| NCUA Charter Number | 3659 | |||
| Phone Number | (650) 367-8940 | |||
| Website | polamfcu.com | |||
| Asset Quality |
Polam Federal Credit Union
Redwood City, CA |
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| 1-Year Asset Growth | -2.00% | |||
| 5-Year Asset Growth | 0.54% | |||
| 5-Year Charge-Offs to Average Loans | 0.03% | |||
| Charge-Offs to Average Loans | 0.09% | |||
| Non-Performing Assets to Assets | 0.59% | |||
| Non-Performing Loans to Capital | 4.14% | |||
| Non-Performing Loans to Loans | 0.64% | |||
| Balance Sheet |
Polam Federal Credit Union
Redwood City, CA |
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| Total Assets | 75.53M | |||
| Total Deposits | 64.72M | |||
| Capital and Reserves |
Polam Federal Credit Union
Redwood City, CA |
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| Capital | 10.35M | |||
| Leverage Ratio | 13.71 | |||
| Loan Loss Reserves to Loans | 0.52% | |||
| Liquidity |
Polam Federal Credit Union
Redwood City, CA |
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| Hot Money Ratio | 12.85% | |||
| Liquidity Ratio | 6.74% | |||
| Profitability |
Polam Federal Credit Union
Redwood City, CA |
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| 5-Year Return on Average Assets | 0.15% | |||
| Net Income | -94.00K | |||
| Net Interest Spread | 3.22% | |||
| Operating Profit to Average Assets | -0.49% | |||
| Overhead Efficiency Ratio | 114.24% | |||
| Return on Assets | -0.49% | |||
| Return on Equity | -3.62% | |||