New England Teamsters Federal Credit Union
Major Rating Factors:
A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.9 on a scale of 0 to 10). Operating profits as a percentage of assets at 0.7%, coupled with a return on assets of 0.7 has resulted in Weak (2.5) profitability.
Other Rating Factors:
Excellent current capitalization (8.9 on a scale of 0 to 10) based on a net capital to total assets of 10.8 and a net worth ratio of 12.8. A current level of 4.7 percent of nonperforming loans to core capital contributes to the Excellent asset quality (7.3).
Asset Mix:
Home mtgs (19%), consumer loans (4%), comm loans (1%), other (76%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
548 Main St
Charlestown, MA 02129
Charlestown, MA 02129
Phone Number
(781) 641-6700
NCUA Charter Number
Website
Largest Competitors
Rockland, MA
Chelsea, MA
Littleton, MA
Hanscom AFB, MA
Lawrence, MA