C
U. H. S. Employees Federal Credit Union
Rating Date
December 2025
Net Capital
Ratio
10.37
Leverage
Ratio
10.37
Return On
Assets
-0.02%
Total
Assets
24.00M
Capital
2.49M
Total
Deposits
21.39M
Net
Income
-3.00K
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Weiss Ratings U. H. S. Employees Federal Credit Union
Johnson City, NY 		Click to
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Rating C
Asset Quality Index 7.80
Capitalization Index 8.30
Liquidity Index 5.80
Profitability Index 3.70
Stability Index 5.00
Company Info U. H. S. Employees Federal Credit Union
Johnson City, NY 		Click to
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NCUA Charter Number 3672
Phone Number (607) 763-6565
Website cuonlineuhs.org
Asset Quality U. H. S. Employees Federal Credit Union
Johnson City, NY 		Click to
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1-Year Asset Growth 2.23%
5-Year Asset Growth 3.89%
5-Year Charge-Offs to Average Loans 0.32%
Charge-Offs to Average Loans 0.94%
Non-Performing Assets to Assets 0.39%
Non-Performing Loans to Capital 3.29%
Non-Performing Loans to Loans 0.70%
Balance Sheet U. H. S. Employees Federal Credit Union
Johnson City, NY 		Click to
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Total Assets 24.00M
Total Deposits 21.39M
Capital and Reserves U. H. S. Employees Federal Credit Union
Johnson City, NY 		Click to
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Capital 2.49M
Leverage Ratio 10.37
Loan Loss Reserves to Loans 2.74%
Liquidity U. H. S. Employees Federal Credit Union
Johnson City, NY 		Click to
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Hot Money Ratio 3.10%
Liquidity Ratio 47.82%
Profitability U. H. S. Employees Federal Credit Union
Johnson City, NY 		Click to
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5-Year Return on Average Assets 0.49%
Net Income -3.00K
Net Interest Spread 4.51%
Operating Profit to Average Assets 1.11%
Overhead Efficiency Ratio 81.26%
Return on Assets -0.02%
Return on Equity -0.15%