First Baptist Church (Stratford) Federal Credit Union

Stratford, CT

Rating Date

December 2025

Net Capital
Ratio

Leverage
Ratio

Return On
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Total
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Capital

Total
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Weiss Ratings	First Baptist Church (Stratford) Federal Credit Union Stratford, CT	Click to Compare	Click to Compare	Click to Compare
Rating	D
Asset Quality Index	7.70
Capitalization Index	5.20
Liquidity Index	8.30
Profitability Index	1.90
Stability Index	1.70

Company Info	First Baptist Church (Stratford) Federal Credit Union Stratford, CT	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	3676
Phone Number	(203) 378-9228
Website	--

Asset Quality	First Baptist Church (Stratford) Federal Credit Union Stratford, CT	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	7.48%
5-Year Asset Growth	6.18%
5-Year Charge-Offs to Average Loans	0.00%
Charge-Offs to Average Loans	0.00%
Non-Performing Assets to Assets	0.29%
Non-Performing Loans to Capital	3.70%
Non-Performing Loans to Loans	1.61%

Balance Sheet	First Baptist Church (Stratford) Federal Credit Union Stratford, CT	Click to Compare	Click to Compare	Click to Compare
Total Assets	345.00K
Total Deposits	319.00K

Capital and Reserves	First Baptist Church (Stratford) Federal Credit Union Stratford, CT	Click to Compare	Click to Compare	Click to Compare
Capital	26.00K
Leverage Ratio	7.54
Loan Loss Reserves to Loans	1.61%

Liquidity	First Baptist Church (Stratford) Federal Credit Union Stratford, CT	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	86.83%

Profitability	First Baptist Church (Stratford) Federal Credit Union Stratford, CT	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.46%
Net Income	1.00K
Net Interest Spread	9.04%
Operating Profit to Average Assets	0.38%
Overhead Efficiency Ratio	85.71%
Return on Assets	0.38%
Return on Equity	5.13%