B
Toro Employees Federal Credit Union
Rating Date
July 2025
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Toro Employees Federal Credit Union
Bloomington, MN
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Rating B
Asset Quality Index 9.40
Capitalization Index 10.00
Liquidity Index 3.20
Profitability Index 4.50
Stability Index 7.00
Company Info Toro Employees Federal Credit Union
Bloomington, MN
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NCUA Charter Number 3682
Phone Number (952) 208-6441
Website www.torofcu.org
Asset Quality Toro Employees Federal Credit Union
Bloomington, MN
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1-Year Asset Growth 8.46%
5-Year Asset Growth 5.07%
5-Year Charge-Offs to Average Loans 0.33%
Charge-Offs to Average Loans -0.05%
Non-Performing Assets to Assets 0.38%
Non-Performing Loans to Capital 2.66%
Non-Performing Loans to Loans 0.52%
Balance Sheet Toro Employees Federal Credit Union
Bloomington, MN
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Total Assets 40.10M
Total Deposits 34.38M
Capital and Reserves Toro Employees Federal Credit Union
Bloomington, MN
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Capital 5.43M
Leverage Ratio 13.76
Loan Loss Reserves to Loans 1.00%
Liquidity Toro Employees Federal Credit Union
Bloomington, MN
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Hot Money Ratio 11.72%
Liquidity Ratio 21.85%
Profitability Toro Employees Federal Credit Union
Bloomington, MN
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5-Year Return on Average Assets 0.65%
Net Income 79.00K
Net Interest Spread 4.33%
Operating Profit to Average Assets 1.01%
Overhead Efficiency Ratio 76.47%
Return on Assets 0.80%
Return on Equity 5.88%